This idea is targetted primarily at real estate agents. Like many other middle-men, the Internet is destroying a previously safe and lucrative market for agents. Either property sales will shift to be predominantly for-sale-by-owner, or agents are going to have to start adding more value to their role in the process. This is one way [...]
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One of my favourite investment topics is asset allocation – trying to figure out what your division between stocks and bonds should be in your portfolio. I read a comment on this idea recently written by the excellent blogger Michael James who writes an excellent financial blog. Normally when you are trying to figure out [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans
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My apologies again for anyone who tried to comment on the “Bedtime Stories” post. Somehow I managed to turn off comments on it. A couple of times I’ve referred to a trip across Europe I took after my second year of my undergraduate degree. I was originally inspired to take the trip after Gil White [...]
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Some great weather this weekend – it is a bit rainy today but yesterday was just fantastic (until the hurricane at dinner time). We went down the beach and hung out for a few hour – a great day. Best post of the week Kristy from Master Your Card works in a bank and she [...]
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I recently saw Adam Sandler’s “Bedtime Stories”. To get the obvious first question out of the way, yes, Mr. Cheap watches children’s movies. And, no, I don’t have any kids. I get a tear in my eye at the “When She Loved Me” sequence in Toy Story 2. I watch “chick flicks” in addition to [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans
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As a result of the 2009 federal stimulus package (otherwise known as the American Recovery and Reinvestment Act) there will be a $250 stimulus check paid out to all Social Security recipients in 2009. You might have already received a letter from the Social Security Administration telling you about this one-time payment. The Social Security [...]
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As a result of the 2009 federal stimulus package (otherwise known as the American Recovery and Reinvestment Act) there will be a $250 stimulus check paid out to all recipients of SSI (Supplemental Security Income). The Social Security Administration is planning to send out these payments during the month of May so if you are [...]
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My wife got a marketing letter from TD Visa recently which has the headline “Share the value and convenience of your TD Visa Account with family and friends… No approval required” The idea is that you can apply for extra credit cards which you can give to friends/family/neighbours/shifty guy at bus stop etc. We got [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans
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I’ve been finding that it’s increasingly difficult to even understand, let alone benefit from, the “deals” that are being offered by stores. It’s apparently a Canadian thing (according to a friend in the US), but we regularly get coupons for fast food. It’ll be something like a free fry and drink, if you buy a [...]
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The Links Cash Money Life had a pretty good post explaining why getting an MBA is no longer my goal. I had considered this at one time – even wrote the GMAT. Another MBA post – Financial Nut wonders if an MBA from Harvard is really that good? Moolanomy wrote about a scam chimney sweeping [...]
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We’re looking to buy a bicycle for my wife – touring type (ie mountain bike with smooth tires). Does anyone have any advice or suggestions? Open to buying new or used – not sure what price to think about. Something lighter would be nice. In our area (Riverdale/Beaches) in Toronto there is a Canadian tire [...]
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Welcome to the April 17, 2009 edition of the Carnival of Financial Planning. A big thanks to The Skilled Investor who created this carnival and did the editing for this edition. If you want to read financial planning posts – then this is the place to be! Investing Investing School presents Etrade vs Tradeking vs [...]
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Maude: Neddy doesn’t believe in insurance. He considers it a form of gambling. (on Ned Flanders from “The Simpsons”) Ellen Roseman recently wrote a blog post “Don’t buy insurance from banks.“ In it (and in the accompanying column) she details a couple who approached her with a problem. They had purchased critical illness and life [...]
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If you are still working on filing your taxes with the IRS after the April 15th deadline or perhaps you haven’t even thought about doing your taxes then you need to read this article – all the various financial penalties will be outlined. Once you have finished this article, then you should be more motivated [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans
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I recently got a question on my addition resp grant post from Donna – she brings up a number of interesting points which I’d like to address. If you want to read any other posts on resp then check out the main resp reference page. This was her question: Hello. I have 3 children, 15, [...]
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Sorry to our readers who got a VERY early edition of this post in their RSS feed. Mr. Cheap accidentally hit “Publish” when he meant to hit “Save”. “Margaritaville” (originally airing March 25, 2009) was the 3rd episode of the 13th season of South Park and it provided an amusing perspective on the current financial [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans
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I hope everyone had a happy Easter this past weekend. I really don’t understand why the government and banks get today off but the rest of us (who actually work for a living) have to work. What a rip! I just finished filing my taxes – if you are a student or family making less [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans
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With two little people around the house, Easter is a time of fun. Here is one of the ways we enjoyed ourselves. We made edible art out of eggs and some onion skins we had collected the last couple of weeks. Collect onion skins. Wrap the eggs in onion skin. For varied patterns, add smaller [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans
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If you are a Canadian college or university student and want to file your last minute 2008 taxes (which include tuition expenses) then check out the QuickTax Student Online Edition. The tax return filing software is easy to sign up for and you can’t find a better price than free! If you thinking about buying [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans
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I’ve been reluctant to post many game or book ideas in the Wacky Business Idea series, just because every gamer or reader has TONS of ideas (which are usually pretty lame). This is one of my best (although probably still lame) video game ideas. In the distant past, computer role-playing games (RPGs) were quite popular. [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans
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