Investing and Personal Finance
Three years ago I got into Lending Club with an American friend of mine (she could open the account, whereas I couldn’t). This is a summary of my experiences. Three years is a reasonable length of time to get a feel for a new investment vehicle like this, as this is the time length of [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs.  |
Yes, it was two years this month when Four Pillars got started. It’s been a lot of fun – Mr. Cheap and I have become pretty good friends since combining our blogs and we’ve cranked out quite a few posts (710) since then. I wanted to thank our regular readers and commenters (12,700 comments) since [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
At the end of this post there will be a technique for getting a MASSIVE ROI on your investment. Truth be told, this can be pushed a little further and get an infinite ROI. Much like having to eat your vegetables before desert, you’re not allowed to skip to the end of the post (and [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The Don Jail had an open house this weekend for the public – it will be open for last time before renovation into office towers. We went to check it out however the lineups were unbelievable (4 hour wait) so we left without seeing it. The jail is available for bookings until October so I’m [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
397 ways to save money” is a book written by Kerry K. Taylor, also known as the Squawk behind Squawkfox.com – one of my favourite blogs. Kerry was kind enough to send me an advance copy of her book and I’m glad she did because it is a really good book. I have to admit [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Update – Feb 7, 2011 – Legislation to add extra weeks for 99ers Democratic Reps. Barbara Lee (Calif.) and Bobby Scott (Va.) are reintroducing legislation this week to provide additional weeks of unemployment insurance benefits for “99ers,” Main article Part of Obama’s 2009 stimulus package was extra funding for states to extend the length of [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
One of the things that really impressed me when I first met Mike was HOW involved he was in the personal finance blogging community. When he found a blog he liked, not only would he add it to his RSS reader and start following it (and commenting at it), but he’d dig in and read [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Money saving tips are something you run across quite frequently if you are browsing in the blogosphere (or talking to my parents). Whether it’s big savings like negotiation tactics for buying a new car, buying a used baby stroller or small stuff like making your lunch and creative uses for used dryer sheets – everyone [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Dave Peniuk and Julie Broad from BC have been a part of the Canadian Personal Finance blog scene for about a year now, posting regularly and doing guest posts on real estate topics. In addition to their blog, they offer a newsletter, and I predicted to Mike quite a while ago that they would eventually [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Strange week in the news last week – the government ordered the car companies to reopen talks with the unions. I find it quite ironic that these car companies are so poorly run that it takes a bloated government to tell it that more cuts are needed. On the other hand since wages are not [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
My family loves GICs. As a group we’re pretty risk adverse, with my dad being the “crazy risk taker” for being heavily invested in mutual funds over the years (I think I’ve stolen that mantle from him with my real estate and leveraged dividend ventures however). Much like mortgages, the posted GIC rates in banks [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Update – Feb 7, 2011 – Legislation to add extra weeks for 99ers Democratic Reps. Barbara Lee (Calif.) and Bobby Scott (Va.) are reintroducing legislation this week to provide additional weeks of unemployment insurance benefits for “99ers,” Main article On May 12, the Senate finance committee voted and unanimously approved changes to legislation which will [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Ok, I admit that watching slide shows of your Mother-in-law’s old vacations from 50 years ago isn’t for everyone, however recently my wife and I spent a couple of evenings doing exactly that with my mother-in-law. This frugal tip might be one of the lamest I’ve heard in a while so I will be offended [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I recently guest post about refinancing home mortgages that is a topic I’ve recently been interested in. As with many financial issues, there isn’t an easy answer whether you should do this or not, and it depends heavily on your personal situation and how much risk you’re willing to expose yourself to with respect to [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
BMO InvestorLine has been rated one of the top of discount brokerages in Canada and offers competitive pricing (if you have more than $100,000) with an excellent online trading platform and research material. The web trading platform is easy to use and navigate. AccountLink A BMO InvestorLine account is automatically connected to a BMO AccountLink [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I’m always interested in negotiation tactics. Some people recommend things like mirroring the other person’s body positions to create rapport or trying to hypnotize them by using words that sound like other words and nonsense like that. Maybe these things work for some people, but they seem too silly for me to even try them. [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Please note the comments are closed on this post because of technical difficulties. The discussion has been moved to this post. [update on May 12 New York extends unemployment by 13 weeks] [update on May 19 - Unemployment bill to extend EB by 13 weeks has been passed by legislature]. The state of New York [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
One of the new economic and social buzzwords is “frugal” – there are frugal blogs, frugal people, frugal lifestyles. Everyone is frugal these days ranging from people who have always been frugal their whole lives to people who have no idea what frugal means but just want to be part of the crowd. One of [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I’m gearing up to buy my second investment property. Now that I’ve been at the university for a year, settled in pretty well (it’s not looking like they’re going to kick me out) and know the area a bit better, it’s time to consider buying instead of renting. My plan is to be here at [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Another great weekend – it’s so nice to be able to take the kids outside without having to burrow through a huge pile of snowpants, mittens etc. Mr. Cheap dropped by on Saturday afternoon for a while so we took my son to a local park. It started to rain a little bit so we [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
