It’s been announced that the extremely popular Cash for Clunkers trade-in program will be continued after more funding was obtained to pay for the credits. The Cash for Clunkers program was suspended on July 31 because of a concern that the funding limit ($950 million) might have already been reached. The original program was intended [...]
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The brand new Cash for Clunkers government program which was designed to help stimulate the car industry as well as the general economy has come to a quick end. The plan was funded with $1 billion for the trade-in credit. The program was to run to November 1, 2009 or until the funding was depleted. [...]
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Well, the garbage (and others) strike is over here in Toronto – I have to say that I thought Miller caved in the end. My only question is – couldn’t he have gotten this crappy deal a lot sooner? Most Torontonians weren’t inconvenienced by the strike very much but a lot of businesses were as [...]
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This post ventures into legal and philosophical territory that is far beyond my areas of expertise. If I get something grossly wrong, please correct me in the comments (and any readers, please be careful if you use any of this information, it’s even more questionable than my posts usually are). I’ve often found the notion [...]
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A common financial strategy for someone who is trying to pay off their debts is to allocate some of their savings into a different account which might be used for some sort of fun. The idea is that while you want to focus on paying off debts – ie have some gazelle intensity, you should [...]
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Bell and Rogers get a lot of bad press. Ellen Roseman frequently posts problems customers have with both companies. Some might argue that by virtue of their size, companies such as these will, by chance alone, have customers who accidentally get treated badly (unavoidable circumstances and all that). That is, a small business with 400 [...]
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Penelope Brazen writes a great blog which can sometimes be painful to read because of the things she shares. This post about why honesty is the best policy (my title) is the most honest and painful one so far. Money Grubbing Lawyer talks about the renovation butterfly effect. This is when you improve one thing [...]
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In real estate there are listing which can be called “pocket listings“, “in pocket listings”, or “exclusive listings”. In each case the idea is the same, an agent *DOESN’T* advertise the property in order not to share the commission with another agent (by representing both the buyer and seller) or to only share the commission [...]
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I recently picked up a new digital (what else?) point and shoot camera. I’ve been the happy owner of a Canon Digital Elph from 2002 (2.1 megapixels) but in the last few years it started to fade. The battery doesn’t work as well and the speed of the shots, particularly inside photos was very slow [...]
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Part of most job interviews is where they ask you about your current salary or salary history. This is obviously valuable information for the other side of the negotiation to know, as it tells them exactly what amount of money you were willing to work for. At it’s core, while useful for them to know, [...]
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The Make Home Affordable mortgage refinance and modification program was announced earlier this year as part of the 2009 stimulus package. The idea behind this refinancing program was to enable some home owners who are having difficulty making payments on their house a way to refinance even though they wouldn’t normally qualify because their mortgage [...]
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Big news in blogworld last week – Gather Little By Little which is one of my favourite blogs was sold and purchased by none other than The Financial Blogger. GLBL was run by Larry who has been a pretty good friend to me over the last couple of years – he has been very helpful [...]
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The state of Texas has recently announced that a 13 week unemployment benefit extension has been made official. This will affect anyone who has exhausted or will exhaust their 59 weeks of unemployment benefits. The money for this extension will be coming from the 2009 stimulus package announced by President Obama at the beginning of [...]
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Here are the rules for the new “Cash For Clunkers” government program. If your car qualifies then you could receive a credit of either $3500 or $4500 towards the purchase or lease of a new car. Read more about the details of the Cash for Clunkers bill. [edit Aug 30 - Cash for Appliances program [...]
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President Obama has recently signed the “Cash For Clunkers” program – officially known as the Car Allowance Rebate System (CARS). This federal program is being run by the National Highway Traffic Safety Administration and has a budget of $1,000,000,000 (1 billion dollars). The basic idea of the program is that you can trade in your [...]
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[Edit from Mike: Please note this post has no affiliate links and no compensation was received for this post from MNBA or anyone else - Henry just really likes the card] I was pleasantly surprised when I first read about MBNA Smart Cash Credit Card on redflagdeals.com. 3% cashback on groceries and gas up to [...]
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Having an emergency fund is one of the cornerstones of good financial budgeting. The best place to keep that emergency fund is not underneath your mattress but in a high interest savings account such as Ally Bank. Some people don’t like to keep cash so they prefer to utilize lines of credit, but what do [...]
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I’ve written about begging before. As long term readers can probably guess, I’m fairly opposed to it (heck, I’ll even tell people off for begging in “World of Warcraft”). Aggressive panhandlers are one thing, but at least their actions are usually motivated by a personal and immediate need. Others have actually chosen begging as a [...]
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I received notice in the mail recently that the RBC 1% rebate has been paid out in all our 4 accounts that I moved their last year to take advantage of their 1% rebate deal. Basically the offer was that if you transferred any money from other brokerages to RBC they would pay you 1% [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans
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It wasn’t long after I’d bought my investment condo that I was called a slumlord for the first time (jokingly by a friend’s father). I think most people who rent out real estate get called this at one point or another, and it’s a popular view of people in the business of providing housing. A [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans
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