Investing and Personal Finance
First up – Rob Carrick wrote a post in the Globe and Mail where he talks about 7 good deals in investing and lo and behold – Questrade discount brokerage is one of them. I couldn’t agree more – cheap trades are cheap trades. If you are paying any more for trades then you are [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs.  |
Fresh off the huge success of the Cash for Clunker old car trade-in program, the government is now planning a similar rebate plan for your old appliances. Simply put – there will be cash rebates ($50 to $200) available which can be applied if you buy new appliances with an Energy Star seal. The main [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Welcome to the August 28, 2009 Edition #104 of the Carnival of Financial Planning. The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security. This edition is arranged by subject heading, [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The popular Cash for Clunker car trade-in program has just ended after handing out $3 billion dollars of cash for consumers to upgrade their older cars and get a brand spankin’ new ride which hopefully gets better gas mileage than the old one. This program – officially knows as the Car Allowance Rebate System (CARS) [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Light Usage 7-Eleven SpeakOut Wireless is one of the best pay as you go deals available in Canada. You pay $100 + tax and it is 20 cents a minute and 4 cents a text message incoming and outgoing. The airtime expires in 365 days. Here is the catch: they charge you 79 cent a [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Scott Adams writes some of his business ideas on his blog, and he says people react in one of two ways, they tell him either: it’ll never work dumbass or someone’s already doing it dumbass (and they provide a link). Both are valid reactions to any of my business ideas . A few years ago [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I’m a big fan of inline skating – or “roller blading” as I like to call it. I got my first pair of skates which were the original Rollerblades back in the mid-80s. Rollerblade was the original inline skate company and I had to order them from somewhere in Quebec. It wasn’t until probably the [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
During tough economic times, you might hope that scammers would lay low. Since people are having hard times, they might have a more suspicious attitude (and scammers would do something worthwhile with their time). Sadly, the scam artists are hurting just like the rest of us and hustling to take advantage of the desperation of [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I mentioned in a recent post how stories influence public policy. Social supports are sold on the idea of a poor downtrodden individual who has a run of bad luck, and putting a system in place to catch them before they hit bottom. It may be a woman with children trying to escape a cycle [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The Toronto Star had a great post on the US financial institutions that benefited greatly from bailouts but for some reason aren’t returning the favor. Nancy Zimmerman (Money Coach) is thinking of buying a house on impulse – go and give her some advice! Remodeling This Life wonders where time went now that her kids [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Mike and Trent are in Las Vegas and Mike has just lost a hand of blackjack after Trent advised him to double down. TRENT: I’m telling you, baby, you always double down on an eleven. MIKE: Yeah? Well obviously not always! TRENT: Always, baby. MIKE: I’m just saying, not in this particular case. TRENT: Always. [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Confucius says “Man without smiling face should not open store” When I lived at Bathurst and St. Clair, in Toronto years ago, there was a steady stream of new businesses opening and closing. It was great for me, as I loved to try new restaurants, but it got to the point where I could tell [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Everyone loves a nice vacation – whether it involves driving a short distance to visit family for a couple of days or flying to the other side of the globe to go snowboarding. The big problem with vacations however is the cost – most of us have budgets that are limited in some way and [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Some time ago Mike’s post on the Toronto Garbage Strike struke a cord with readers and generated 85 comments. A large amount of the discussion focused on unions (from a philosophical perspective more than that specific union or strike). One comment that had a particularly interesting part to it (from semi-frequent commenter Brendan) focused on [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
As I mentioned recently, I got my 1% rebate from RBC and want to come crawling back transfer my money back to my favorite broker – Questrade. There is one huge reason why I’m such a fan of Questrade and that is money – their $5 trades are the cheapest in the business and that [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Manulife Financial cut its dividend by a whopping 50%. They still made $1.8 billion in Q2 so if anything it’s probably a good buy since the stock dipped 15% today. The company hasn’t done a good job managing the risk of its variable-annuity products over the last few years so this move was made to [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The Bag Lady recently posted about Daniel Suelo, a man who has “quit using money like a bad drug“. I always find people, like Charles Long, Don Schrader or the Freegans to be interesting in their ability to opt-out of the Western economic and social system and chart their own course, living how they want. [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Valuation of real estate properties is quite difficult – in fact it can really only be done within a fairly broad range since in my opinion it is just too hard to try to accurately predict the sale price of a house. The title of this post should have been “How to guess at real [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
“Stumbling on Happiness” by Daniel Gilbert provides an accessible overview of Dr. Gilbert’s work at Harvard in the field of psychology. It is written in a style similar to that of Malcolm Gladwell or Steven Levitt, taking interesting concepts and playfully exploring the consequences and justifications of them. Gilbert’s central idea in the book is [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Please note that this post is very Toronto-centric, very rant-like and also contains a fair bit of fantasy. Your challenge will be to determine what is truth and what is fiction. I read in the Star today that apparently one of the negotiated items in the City of Toronto outside workers strike (aka “The Garbage [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
