Investing and Personal Finance
It’s that time of year again – resolutions, diets etc but most importantly it is the 2nd annual top stock competition. Last year at this time I got together with a group of bloggers and we all picked 4 stocks that we thought would perform the best in 2009. I ended up finishing in 5th [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs.  |
At the beginning of this year I entered into battle with some other bloggers to pick the top 4 hot stocks of 2009. My picks basically reflected a gamble on oil prices going up since I picked a bunch of junior oil companies. BCF.to – Bronco Energy. Purchase price $1.27. HOC.to – Holly Corp Purchase price [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Purchasing a home is likely the biggest financial endeavor you will take on in your lifetime. It is vital that you understand the options and the consequences for owning a home upfront; otherwise, you can end up facing foreclosure or other personal financial difficulties. Understanding your options for a zero down payment is essential if [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I hope all the readers of Four Pillars have a great holiday – don’t eat/drink too much and we’ll see you soon!
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
A common question for most Americans is “Will there be another stimulus check in 2010?”. This is a valid question since there was a general stimulus check issued in 2008 for the amount of $600 (maximum) for each person. There was no general stimulus check in 2009 although there were some $250 stimulus checks for [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Unfortunately, the economy is still down, and this year the pressure is still on to find cheap gifts for loved ones. The previous edition of the Last minute cheap Christmas gift guide is still relevant for gift giving, but if you need more modern ideas for what to give on a budget, we’ve got you [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Ally Bank is the old banking arm of GMAC, rebranded with a new, hip vibe and a minimalist approach to banking. It is not just the people’s bank, it is the people’s “ally” and so far it seems to have succeeded. It is strictly an online bank, and it pays the highest interest rates in [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
President Obama has proposed another $250 stimulus check for all recipients of Social Security as well as a $250 check for people on SSI. This stimulus check was given out in 2009 and he has suggested that since SS and SSI payments are not increasing in 2010 because of low inflation, this check will help [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Quite some time ago I posted on the temperament of a landlord and how some people just aren’t cut out for it. My focus on that post were people who walked away from disagreements or would always give in, and how real estate investing would eat them alive. In another post, small-scale landlords, I touched [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Tiger Woods…”links”…linkstuff? Haha – get it? Ok, I have to admit I’ve been following the Woods sordid saga pretty closely. My only question is why did he bother get married? I had to wonder at the comments of one of his “friends” who was annoyed that he was seeing other girls as well. On with [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
In a comment on a recent post, AS requested information about an RRSP strategy I alluded to. In the title, please note that I refer to AVOIDING taxes (which is legal and encouraged), not EVADING taxes (which is illegal and can get you sent to jail). Please also note that I’m not an accountant or [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
A new government program was announced today which would provide “cash for caulkers” or more appropriately “cash for remodeling”. The idea behind this program is to help improve the economy by encouraging home owners to spend money improving their homes by remodeling. The improvements would have to fall under the “efficiency” category. Things like insulation, [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I was surprised recently when the Canadian Capitalist posted a “first impressions” review of Derek Foster’s new book, “Stop Working too: You Still Can!” I was surprised because I’ve reviewed two of Derek’s previous books (Lazy Investor and Money for Nothing – which includes an interview) and have mentioned him favourably a number of times [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I grew up with an older brother and part of that experience was learning how to deal with disagreements. One thing that I think we both discovered fairly early on is that threats are rarely a good way to get what you want. I’m amazed at how often people try to use them within an [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Almost 3 years ago I started up a Smith Maneuver leveraged investing plan which involved borrowing money using an investment loan (home equity line of credit) to invest in dividend stocks. I wrote extensively about this process (see list at the bottom of page). Over time I have seen this account go through some unbelievable [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Often a big part of home is the food you eat. I’ve read that people from Thailand often don’t do well when they move to another country, in part because food is such an important part of Thai life and they really miss it. Pad Thai is one of my favourite meals, so I can [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
