Investing and Personal Finance
Thanks to commenter David on my recent QuickTax software review, I learned that you can claim your kids and I now need to refile my tax returns for the last two years. It is on the federal TD1 form and is plain as day (now that I look at it). So much for saving money [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs.  |
Yesterday, Marianne made a comment on my QuickTax post asking if I could mention or review free tax software options such as StudioTax. I responded that although I don’t have the time or interest to review other tax software, I’d be more than happy to publish any reviews provided by a reader. So with that [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
A reminder that the Canadian tax filing deadline is April 30, 2010. You must efile by this date or send your return in the mail on that date. As long as the postmark is April 30 (or sooner) then you won’t be late even though the government won’t get the mailed return for a few [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
For people who have grown up in a Western country, servants bring a number of images to mind. There’s the Jeeves and Wooster ideas of butlers, valets and chambermaids, the fabulously wealthy lifestyle that would lend itself to mansions, luxury cars and servants or social justice issues where it’s unconscionable to even allow people to [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
If there is one thing I can’t stand is doing taxes. I’ve always done my own taxes and although it wasn’t too much of a chore when my financial situation was simpler it was still a pain. Now I have investment income, investment sales, a small business and things are a lot more complicated than [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
This continues last week’s post on Working With Computer Nerds (if you haven’t already, read part 1 first – it has cartoons!). Unknowables With computer work there’s almost always big unknowns. Whereas most people learn their jobs, get good at them and do the same thing over and over (I want a lawyer who has [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
This guest post was written by Investing Thesis: Credits Toward Financial Freedom – a personal finance and investing site from a Canadian perspective. If you like this article, I would encourage you to subscribe to our articles You would be hard pressed to find a person without a cell phone in this day and age. [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
In a (surprisingly well-received) post a while back, Working With Computer Nerds, I provided a profile of the typical computer nerd, and some suggestions on general approaches to understanding my clan. In this post I’m hoping to provide concrete examples of problems that typically arise when working with nerds, an explanation of the misunderstanding leading [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
It’s that time of year when I get to do something I really don’t enjoy doing – my taxes. I’ve concluded that the main problem with taxes is not the form filling but rather the book keeping. I’ve improved my record keeping system over the last year but it still needs some improvement. My taxes [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Mr. Cheap & I have published a rather large number of posts where we point out that SOMETIMES real estate agents are not your friend, associate or even on your side and they definitely can’t ALWAYS be trusted. Heck, sometimes people DO use a friend as a real estate agent and SOME agents must be [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
When I was working on my undergrad degree a friend told me that his parents had always said to him “You can be a butcher, baker or candlestick maker as long as you’re the BEST butcher baker or candlestick maker you can be”. At the time I thought it was heady, open-minded, inspirational stuff. In [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Everyone has to file their taxes and nothing is worse than having to owe money at tax time AND have to pay a fee to do it! Well, for certain tax situations you can file your taxes for free! Basically if you have a fairly simple tax return (only use the 1040 type forms) then [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
TurboTax is a popular software program that allows users to easily fill out their tax return forms. There are a variety of versions of the program available, each offering options to suit the needs of specific users. Each version is consumer friendly and walks you through the forms you need to fill out, step by [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
A common questions asked by taxpayers is how many years tax records must be kept. The answer to this question is not cut and dry and varies depending on the documents in question. The general consensus is that seven years is a safe bet however the actual amount of time required by law may be [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
During tax season, there is a lot of hustle to make sure you have the right documents, forms, and information that will allow you to file taxes in a timely manner. Taxpayers must often wait to receive this information in the mail before proceeding to their tax preparation office or preparing their own files using [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
There are two ways for a taxpayer to get back their federal income tax refund. They can opt to have the refund amount direct deposited into their bank account or they can request a paper check be mailed. The option you choose will affect the amount of time it takes to receive your refund. It [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Hope everyone is having a good Valentine’s Day and Family Day (in Ontario) weekend. I’m visiting family and it’s going quite well (so far, but it’s early). Mr. Cheap has a huge book deal – and not just any book deal. Harlequin romance! I’ve always gotten really annoyed with Mr. Cheap when we get together [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
We’re coming up on Valentine’s Day, when the young (and old) hearts and thoughts take a romantic turn. In this spirit, my posts up to today involved love and personal finance. I invited fellow bloggers to join in on the fun and send me their links, but sadly I only got one blogger to take [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
One of the oldest mantras of customer service is that the customer is always right. I doubt very many companies actually follow that idea since it clearly can’t always be true. And even if it is true then the company still has an obligation to the shareholders to maximize profits even if it means losing [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Recently I wrote about the external flash I bought for my Sony A350 DLSR camera. While the flash itself seemed pretty good, both my wife and I found we really didn’t need it for the shots we take. After a couple of months of not using it I decided to heed Mr. Cheap’s advice and [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
