The Canadian Capitalist announced last month a re-branding of his site and a partnership with MoneySense magazine. I wanted to let the immediate reactions die down, but thought there were a few interesting reactions. Some readers were unenthusiastic about the change, while bloggers were pretty unanimously supportive. One of the more interesting comments seemed to [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
Every parent of young children is continually looking for new activities to do with their kids. Preferably activities that are inexpensive or even free. One option I have is to take my kids to Riverdale Farm which is located near the downtown core here in Toronto. Of course this particular activity isn’t available to everyone [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
Yesterday Mike reposted an old blog post from my previous blog. Commenter Adam correctly pointed out that it was quite muddled, to the point of almost being unreadable. As a gesture of atonement, and to hopefully prove I’ve learned a thing over two over the last three years, I want to take another shot at [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
This post highlights a family in Britain that lives entirely on government benefits. Not only are they getting by, I’d say they are doing very well. You want a nanny state? Well, how about paid travel vacations for everyone? The head of EU thinks that it is a basic human right. Speaking of scumbags – [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
When I did my condo purchase series I promised to provide an update after I did my tax return and never got around to it. Better late than never, I’ve completed my 2009 taxes and can provide a summary. The way most investors (incorrectly) calculate their return is to take the rental income and subtract [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
Jay recently asked me about getting started as a freelance writer. Kind of ironic since he is now part of the paid staff here at 4P. While I’ve never done freelancing myself, I have hired quite a few of them so I have a pretty good idea what is involved. There isn’t any one obvious [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
There are two ways to make money with stocks: Appreciation (the difference between the purchase price and the sale price). Otherwise known as capital gains. Dividends (regular cash payments the company sends you a check for or which get deposited into your brokerage account). Most investors seem to focus exclusively on speculative gains (the appreciation), [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
I think we are finally seeing some nice weather here in Toronto – spring did come early, but then the cold came which wasn’t a lot of fun. I’m enjoying the hockey playoffs – my Leafs aren’t there but I will be cheering for other Canadian teams such as the Habs (shudder), Sens (shudder) and [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
I’m often amazed at fundamental misunderstandings landlords and tenants have about the laws governing tenancy in Ontario. I’m not a lawyer, but to the best of my knowledge the information in this post is correct (and if any commentators correct me, I’ll make corrections in the post). This post shouldn’t be taken as the complete [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
We had a record month here at Four Pillars in March so I thought it was time for a stat posts along with some links. There will be some big changes around here in about a month but that’s all I can say for now. The stats Last month was pretty huge for traffic – [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
Three years ago Ramit Sethi wrote a post that made me laugh and think of my parents (it also looks like it might have subconsciously been influencing my post last week). In it he talks about how his parents are very generous with him, but they (and, according to Ramit, all Indians) HATE to pay [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
In my family, I am the night owl. My wife tends to go to bed earlier (although not as early as she used to) and the kids go to bed very early. This means that any noisy activities such as watching movies with surround sound can’t be enjoyed at night in my house because I [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
One of Microsoft Windows’ competitors is Linux, a free operating system. Beyond it’s low price, it’s a very stable, reliable system. If I was playing a game or watching a movie, it’s easier to do so on Windows, but if I’m running a web server or an ftp server Linux is far better. While competing, [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
This is a guest post by Rat from Ending The Rat race – a good Canadian blog. Check out his site and subscribe to the RSS feed. The Rat is a young investor and entrepreneur hailing from the east coast. After earning a Bachelor of Commerce, he returned home at the age of 21 to [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |
What is an RESP account? An RESP account is a registered education saving plan account. Contributions can earn a 20% grant (or more) from the government. There is no tax receipt issued for the contribution. No income is taxable in the account. Withdrawals are taxed in the hands of the student and contributions can be [...]
Want to learn more about RESPs? Buy The Book:
 |
The RESP Book: The Simple Guide to Registered Education Savings Plans
Everything you need to know about RESPs.
See it on Amazon now
 |