Investing and Personal Finance
I’m going to apologize in advance for the slew of RESP posts that I’m planning to unleash on the blog. I’ve been working on the 2nd edition of The RESP Book and what started as fixing up a few typos ended up being a bit of a rewrite with a lot of new material. Fear [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs.  |
I recently booked a hotel room in downtown Toronto. It was for my wife and I to have a short getaway, while my Mom looked after the kids. It wasn’t the most frugal thing we’ve ever done, but it was well worth the money. A friend of mine told me to try PriceLine – it’s [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I’m looking forward to the big Easter egg hunt that we will have at our house. Last year, the kids really enjoyed it and it went on for hours. My son really enjoyed hiding eggs and then leading me around telling me where to find them. My pushup challenge is still going. I finished week [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Congratulations, your child has been accepted into their post-secondary school of choice. Luckily, you have a decent sized RESP account and now need to plan your RESP withdrawals. The following steps and strategies will help you deplete the RESP with a minimum of surprises. Step 1 – Make sure the money is safe If your [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Spring is finally here and it’s so much easier to do activities outside with the kids. Mitts, hats, scarves, heavy coats, winter boots can all go into storage. Of course my daughter still insists on a hat and gloves, but I think it’s more of a fashion thing. On with the links Rob Carrick did a [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
If there is one thing I hate doing, it’s preparing my tax return. Figuring out deductions and finding receipts is just not my cup of tea. One year, I filed my taxes several months past the tax filing deadline and received a quick education on the CRA penalties for late filers who owe money. I’ve [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I want to point out that one of my blogger colleagues has just released a new book called “Free at 45“. Written by Tim Stobbs at Canadian Dream , the book shows how you can retire at 45, or at least a lot sooner than you might think. I haven’t read it myself, but I’m [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I’ve been running my business as a sole proprietorship for about four years. Any cheques I’ve received have always been made out to my name. A personal PC Financial chequing account has served admirably as my “business” account, which gave me a place to deposit the cheques. This year was a bit different – I [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Time for the first quarter stock picking contest update. As usual, I’m in last place. Yay me! I shorted gold, which I know will be a brilliant pick eventually – I just don’t know when. My specific pick was to short the gold ETF CGL. What is CGL you ask? It is the Claymore Gold [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
