Comments on: Safe Withdrawal Rule for Retirement Funds http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/ Investing and Personal Finance Sat, 11 Feb 2012 17:11:02 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Investing and Money Rules of Thumb | Financial Highway http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/comment-page-2/#comment-34950 Investing and Money Rules of Thumb | Financial Highway Wed, 07 Oct 2009 10:02:26 +0000 http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/#comment-34950 [...] 4% Withdrawal Rule. How much should I withdraw during retirement? We often use the 4% rule to protect the principle and determine how much one can take from the retirement savings. Four Pillars offers an excellent explanation of how the 4% rule works. [...] [...] 4% Withdrawal Rule. How much should I withdraw during retirement? We often use the 4% rule to protect the principle and determine how much one can take from the retirement savings. Four Pillars offers an excellent explanation of how the 4% rule works. [...]

]]> By: Calculating Retirement Needs- A Step by Step Guide | Financial Highway http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/comment-page-2/#comment-22592 Calculating Retirement Needs- A Step by Step Guide | Financial Highway Mon, 06 Jul 2009 08:33:29 +0000 http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/#comment-22592 [...] Four Pillars on Safe Withdrawal Rule for Retirement Funds [...] [...] Four Pillars on Safe Withdrawal Rule for Retirement Funds [...]

]]> By: Top 10 Investing Rules of Thumb | ETF Database http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/comment-page-1/#comment-14412 Top 10 Investing Rules of Thumb | ETF Database Thu, 07 May 2009 20:54:13 +0000 http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/#comment-14412 [...] from your investment portfolio, use the 4% rule to figure out how much you can take out. Four Pillars offers an excellent explanation of how the 4% rule works: The way the 4% rule works is that you start by taking 4% out of your portfolio in the first year - [...] [...] from your investment portfolio, use the 4% rule to figure out how much you can take out. Four Pillars offers an excellent explanation of how the 4% rule works: The way the 4% rule works is that you start by taking 4% out of your portfolio in the first year – [...]

]]> By: 4% Rule Revisited - I Want A Raise! http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/comment-page-1/#comment-7644 4% Rule Revisited - I Want A Raise! Wed, 27 Aug 2008 09:00:55 +0000 http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/#comment-7644 [...] I wrote about the 4% withdrawal rule which is a guide for safe portfolio withdrawals in retirement. To reiterate, the basic rule is that [...] [...] I wrote about the 4% withdrawal rule which is a guide for safe portfolio withdrawals in retirement. To reiterate, the basic rule is that [...]

]]> By: Four Pillars http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/comment-page-1/#comment-6727 Four Pillars Sun, 29 Jun 2008 23:56:41 +0000 http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/#comment-6727 Jon - I believe that the 4% rule assumes that the total real return will be greater than 0% ie 3 or 4%. If the real return is only zero then you would eventually have to cut down the withdrawals because starting at 4% would be too much. Mike Jon – I believe that the 4% rule assumes that the total real return will be greater than 0% ie 3 or 4%. If the real return is only zero then you would eventually have to cut down the withdrawals because starting at 4% would be too much.

Mike

]]> By: Jon Monson http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/comment-page-1/#comment-6726 Jon Monson Sun, 29 Jun 2008 19:08:26 +0000 http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/#comment-6726 Obviously I don't understand how to apply the 4% rule. If you withdraw 4% of your portfolio (dividends, interest, withdrawals), market yield would have to be no more than equal inflation (say 3%), for your money to run out in 25 or so years. Balance - withdrawal + income year one: $100,000 - $4,000 + $3,000 = year two: $ 99,000 - $4,120 + $2,970 = year 3 : $ 97,850 - $4,244 + $2,936 = Help. Jon Obviously I don’t understand how to apply the 4% rule. If you withdraw 4% of your portfolio (dividends, interest, withdrawals), market yield would have to be no more than equal inflation (say 3%), for your money to run out in 25 or so years.
Balance – withdrawal + income
year one: $100,000 – $4,000 + $3,000 =
year two: $ 99,000 – $4,120 + $2,970 =
year 3 : $ 97,850 – $4,244 + $2,936 =
Help.
Jon

]]> By: April is Financial Literacy Month | Green Panda Treehouse http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/comment-page-1/#comment-5898 April is Financial Literacy Month | Green Panda Treehouse Thu, 15 May 2008 10:12:45 +0000 http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/#comment-5898 [...] 4% Withdrawal Rule for Retirement @ Four Pillars [...] [...] 4% Withdrawal Rule for Retirement @ Four Pillars [...]

]]> By: Personal Finance for Children and Pre-Teens | 1st-kidtoys.com http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/comment-page-1/#comment-5102 Personal Finance for Children and Pre-Teens | 1st-kidtoys.com Fri, 11 Apr 2008 02:40:27 +0000 http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/#comment-5102 [...] 25 - Retirement at Four Pillars and Plonkee [...] [...] 25 – Retirement at Four Pillars and Plonkee [...]

]]> By: Friday Roundup - The Robert Burns’ Edition « Remodeling This Life http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/comment-page-1/#comment-3807 Friday Roundup - The Robert Burns’ Edition « Remodeling This Life Fri, 15 Feb 2008 22:33:51 +0000 http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/#comment-3807 [...] Chance Favors and In Your 60s - Use Your Financial Freedom Wisely at Rocket Finance January 25 - Retirement at Quest For Four Pillars and Retirement in the UK at Plonkee Money January 26 - Wrap up and [...] [...] Chance Favors and In Your 60s – Use Your Financial Freedom Wisely at Rocket Finance January 25 – Retirement at Quest For Four Pillars and Retirement in the UK at Plonkee Money January 26 – Wrap up and [...]

]]> By: Saturday Weigh-In and Links | Quest For Four Pillars http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/comment-page-1/#comment-3446 Saturday Weigh-In and Links | Quest For Four Pillars Sat, 02 Feb 2008 12:14:37 +0000 http://www.moneysmartsblog.com/4-percent-withdrawal-rule-for-retirement/#comment-3446 [...] of Personal Finance was hosted by The Dividend Guy and we made the editor’s pick with our 4% Retirement Rule [...] [...] of Personal Finance was hosted by The Dividend Guy and we made the editor’s pick with our 4% Retirement Rule [...]

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