Comments on: Asset Allocation – Include Future Contributions?

By: Carnival of Financial Planning - Edition #95 - June 27, 2009 | Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois

Sat, 27 Jun 2009 04:58:17 +0000

[...] Pillars presents Asset Allocation – Include Future Contributions? posted at Quest For Four Pillars, saying, “Can a small investor ignore asset [...]

By: Carnival of Financial Planning - Edition #92 | ZachStocks

Carnival of Financial Planning - Edition #92 | ZachStocks — Sat, 06 Jun 2009 15:13:56 +0000

[...] Pillars�presents�Asset Allocation – Include Future Contributions?�posted at�Quest For Four Pillars, saying, “Can a small investor ignore asset [...]

By: Intelligent Speculator | Carnival of Financial Planning

Intelligent Speculator | Carnival of Financial Planning — Sat, 09 May 2009 11:26:07 +0000

[...] Pillars presents Asset Allocation – Include Future Contributions? posted at Quest For Four Pillars, saying, “Can a small investor ignore asset [...]

By: Weekend Investment Reading - Bull Run | logiinvestments.com

Weekend Investment Reading - Bull Run | logiinvestments.com — Tue, 05 May 2009 00:00:56 +0000

[...] Pillars discusses whether future contributions should play a part in our asset allocation strategy.� It’s an interesting point but I believe that as long as you are regularly re-balancing [...]

By: GabyA

GabyA — Sun, 03 May 2009 23:25:22 +0000

Like any statistical measurements, you are going to get wild swings when you are starting on your savings. If you’re not investing in some low MER funds like TD’s e-funds, I think you should ignore the deviations from your goals until you have enough to offset the trading commissions. Say you have 1/3 stocks, 1/3 REIT’s, and 1/3 bonds and you’re contributing a thousand a month, put the full amount in a group every three months, and at the end of, for example two years, start making two trades, one to the class that’s scheduled to get the money, and enough to the class trailing the most. Some say it’s not even worth doing it this way if your asset class hasn’t deviated much more than a certain threshhold (e.g. your 33%/33%/34% allocations becomes 38%/31%/31%, but it’s still close to enough of 1/3, so don’t worry).

By: Weekend Link Love And Carnival Roundup - Amateur Asset Allocator

Weekend Link Love And Carnival Roundup - Amateur Asset Allocator — Sun, 03 May 2009 20:57:08 +0000

[...] Asset Allocation – Include Future Contributions? by Mike at Four Pillars.� Mike asks whether asset allocation is really such a big deal in the beginning when your contributions are so large relative to your portfolio?� The comments are well worth a read as this is a controversial topic. [...]

By: Weekend Round Up - Thesis 1.5 | Good Financial Cents by Jeff Rose Certified Financial Planner

Sun, 03 May 2009 16:03:03 +0000

[...] Asset Allocation – Include Future Contributions? at Four Pillars [...]

By: * Weekly Highlights: May 2, 2009

* Weekly Highlights: May 2, 2009 — Sat, 02 May 2009 19:09:20 +0000

[...] Financial Dairy — An interesting look at the stock market returns over different time period.Asset Allocation – Include Future Contributions? at Four Pillars — Does asset allocation matter if your contributions are a significant [...]

By: This and That: Swine Flu Edition — Canadian Capitalist

This and That: Swine Flu Edition — Canadian Capitalist — Fri, 01 May 2009 04:45:53 +0000

[...] Four Pillars on when it is okay to deviate from asset allocation targets. [...]

By: A Lap Of The Blogs : WhereDoesAllMyMoneyGo.com

A Lap Of The Blogs : WhereDoesAllMyMoneyGo.com — Fri, 01 May 2009 02:32:27 +0000

[...] Four Pillars asks how strict you have to be with your asset allocation when you are in the early accumulation phase. [...]