Comments on: Best Free Canadian Rewards Credit Card Award Goes to…MNBA

By: My Imaginary Vacation and Holiday Cheer

My Imaginary Vacation and Holiday Cheer — Wed, 24 Dec 2008 14:30:51 +0000

[...] Best Free Canadian Rewards Credit Card Award Goes to�MNBA [...]

By: Tob

Tob — Sun, 14 Dec 2008 16:27:45 +0000

Should have mentioned flights will be Jan through May.

By: Tob

Tob — Sun, 14 Dec 2008 16:26:46 +0000

Flights are booked!

We booked in September for major flights: CA-NZ-AU-GB and return.

By: jesse

jesse — Sat, 13 Dec 2008 07:35:12 +0000

I agree with nobleea. CIBC is a pain in the @ss when it comes to peddling useless insurance and balance protection stuff. With the tiered dividend thing we hardly ever pull it out and use Mastercard whenever possible. Maybe twice per year we find somewhere that only accepts Visa.

We have Citibank Mastercard with 1% cashback on 1st dollar and rarely receive phone calls from them. When we do, typically it is them asking about suspect charges. Good idea to call them before you travel because they have flags for irregular spending patterns. They used to have good travel/car insurance but I think that was scaled back.

With the comments on MBNA telemarketing I wouldn’t even bother. I’d strongly consider Citi unless you are OK with telemarketer slime.

The other thing to watch for on these cards is the aggressive payment date and aggressive interest charges. You need to be proactive at paying them off or your cashback goes dodo very quickly. The 1% back is great but they’ll throw you over a barrel with one blink.

By: Patch

Patch — Fri, 12 Dec 2008 23:48:23 +0000

I have a Citibank Driver’s Edge Mastercard. 2% back up to a maximum of $1000 a year for the past 5 years towards the purchase of a any new/used car. Makes sense for my situation cause I know I’ll be trading in by 2011. I have encountered places where it’s Visa only but not enough to cause me to get another credit card.

By: The Well-Heeled | Creating Wealth Through Knowledge

The Well-Heeled | Creating Wealth Through Knowledge — Fri, 12 Dec 2008 20:39:10 +0000

[...] Four Pillars: Best Free Canadian Rewards Credit Card Award Goes to� [...]

By: Four Pillars

Four Pillars — Fri, 12 Dec 2008 20:07:42 +0000

Tob – good luck with booking the plane tickets!

I should have clarified that if you charge enough, then the aerogold is not so bad. Of course you have to be willing to book flights 1 year in advance.

By: Tob

Tob — Fri, 12 Dec 2008 18:33:29 +0000

Really?

I’ve rocked the Aerogold VISA (now infinite) for most of 2008 and now have enough points for a round the world trip. Granted I do operate a small business and use it for 100% of my expenses.

By: nobleea

nobleea — Fri, 12 Dec 2008 15:47:18 +0000

Really? I’ve never gotten a call from BMO and I have all my accounts there. That’s why MBNA gets so annoying.

By: Four Pillars

Four Pillars — Fri, 12 Dec 2008 15:32:21 +0000

SDR – no, I’ll have to look into that as well.

nobleea – we get lots of calls from our regular Cdn banks (CIBC, TD) for crap all the time.