Investing and Personal Finance
Humans are very good at generating waste and very bad at dealing with it. The city of Toronto exports dozens of truckloads of trash every day. Basically for this idea, a company would be set up that would create a very secure facility for accepting garbage. As high a rate as possible would be charged [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs.  |
I’ve talked to women who have all told me this wouldn’t work. Since I’ve never bought cosmetics, I’ll defer to their wisdom, but I still think its a good idea. Years ago one of my ex-girlfriends was talking about how personal perfumes are (and how she’d lie if anyone ever asked her the name of [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I love the IDEA of annuities. You trade cash upfront for a guaranteed income stream for life. The Derek Foster approach to investing is along the same lines (although his approach hopes for regular dividend increases in addition to a steady income stream). The problems I see with annuities are: You have to be older [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
This is an idea that I *KNOW* other people have implemented, but I still think there’s room to expand on it. I was in Taiwan for about 7 months teaching English years back and they had private “manga” libraries (manga is Japanese comic books like Astroboy). It was a little shop, packed with stacks of [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
This is one idea I was a little hesitant to post, just because I’m positive *someone* is already doing it. My, admittedly shallow, search hasn’t turned them up (although I’ve found very similar things), so I’m going to call it fair game as a wacky business entry. A mail drop is just a business that [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
One of the natural tendencies of anonymous (or semi-anonymous) communication is that people act like jerks (“Trolls” is what the kids call them). I was a SysOp on a BBS (think mini, proto-internets) years ago. There would be message boards (forerunners of the forums we see today) and without fail they would degenerate into a [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I’ve used dating sites a fair bit over the last 8 years. Match.com was the big site for a long time, then LavaLife.com got big (a buddy of mine is gearing up to marry a woman he met on there). The two I recommend to friends are OkCupid.com and PlentyOfFish.com (both are free, of course). [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Years ago I lived and worked in the Bay area (I was there for the dot com boom and bust). While I was there I discovered the wonder that is Craigslist. When I was heading back to Canada for my Masters, I had the idea of making a Canadian version. I actually went so far [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The core of the idea is a fast food chain that sells exclusively healthy food. Whereas most fast food focuses on: fast, cheap, tasty the focus would instead be on: fast, cheap, healthy. The primary consideration for “healthy” will be low calorie, although balanced nutrition and all that good stuff won’t be avoided. Rights to [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The Baglady recently mused about setting her blog up as a business and earning income from it. A number of bloggers who have typically been employees and are thinking about trying to earn some cash running a business probably go through this thought process and don’t know what to do. When I was starting a [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Apparently Alan Greenspan has gone on record saying a recession may be coming. He doesn’t think its likely (less then 50% chance), but its a possibility. Others (also mentioned in the article) think a recession is far more likely to hit other economies/markets. This got me thinking, if a recession is coming or has hit, [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I’ve read a lot of posts on various blogs about being frugal. I’ve never been one to worry about my spending until about a decade ago when I decided to stop spending more money than I made. Since then I’ve been a lot better with money but it’s only been the last year or so [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Continueing in the same vein as yesterdays new financial products post, another product I’d like to see is “segmented” loans. Basically these would be exactly the same as regular loans, except that you would be able ot “tag” part of them for specific uses, and those tagged parts would each be individually tracked. e.g. say [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I’m always attracted to the idea of standing on your own two feet and running a business where your compensation is directly in sync with your productivity, and the only person your beholden to is your customers. I’ve tried starting a fair sized venture (a software company that I devoted myself to full-time for about [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
