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Investing
2009 was an interesting year for the markets. Following a bad 2008 the equity markets took a dive in March that made everyone nervous and some people even gave up on the markets. However, following the rapid descent was a very quick climb back to respectability. While the stock markets around the world are still [...]
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At the beginning of this year I entered into battle with some other bloggers to pick the top 4 hot stocks of 2009. My picks basically reflected a gamble on oil prices going up since I picked a bunch of junior oil companies. BCF.to – Bronco Energy. Purchase price $1.27. HOC.to – Holly Corp Purchase price [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Almost 3 years ago I started up a Smith Maneuver leveraged investing plan which involved borrowing money using an investment loan (home equity line of credit) to invest in dividend stocks. I wrote extensively about this process (see list at the bottom of page). Over time I have seen this account go through some unbelievable [...]
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One and a half years ago I did a post about Labour vs. Investment Income and Mike did a post about Do You Really Earn Your Investment Income? The point of both of our posts was that there is an expected investment return (ROI) that an investor can’t really take credit for. If you match [...]
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We recently received the following question by e-mail: Hi Mr. Cheap, I just wanted to get your opinion on this theory and if you think its worthwhile in the long run. The theory goes like this; for every dollar you have in a trading in account, you can borrow a dollar on top of that. [...]
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There’s probably a decent chance this post will make you angry. Feel free to skip it if you want to stay in a good mood. If you decide to read it anyway and are looking for ways to vent your anger, insulting the author (Mr. Cheap) or announcing that you’ve unsubscribed to our feed are [...]
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On Tuesday I posted about Beginning Investment Strategies to Consider, and as promised, in this post I’ll detail investing strategies I think beginner investors should avoid. There are countless people who want to get your money for a “can’t lose” investment. I’ll try to talk about general “warning signs”, but inherently this is a topic [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I’ve commented before about how dangerous it is to give investment advice to friends and family. I keep running into people who are very bright individuals in other areas of their life, but just throw up their hands in frustration and give up when it comes to managing their money. Never one to learn from [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Three years ago I got into Lending Club with an American friend of mine (she could open the account, whereas I couldn’t). This is a summary of my experiences. Three years is a reasonable length of time to get a feel for a new investment vehicle like this, as this is the time length of [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
At the end of this post there will be a technique for getting a MASSIVE ROI on your investment. Truth be told, this can be pushed a little further and get an infinite ROI. Much like having to eat your vegetables before desert, you’re not allowed to skip to the end of the post (and [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
BMO InvestorLine has been rated one of the top of discount brokerages in Canada and offers competitive pricing (if you have more than $100,000) with an excellent online trading platform and research material. The web trading platform is easy to use and navigate. AccountLink A BMO InvestorLine account is automatically connected to a BMO AccountLink [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I entered into a stock picking contest with some other bloggers – who shall rue the day they decided to do battle with Four Pillars! Traditionally, the only way to do well with stock picking contests is to swing for the fences and hope for the best. With that in mind I picked 4 small [...]
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A great way to invest is to make regular investments. Million Dollar Journey recently outlined 4 ways to invest small amounts of money each month, all of which are solid and worth considering. I agree with his 1% rule (the trading commission should never exceed 1% of the value of the trade), which can make [...]
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I know this is a bit late but I finally got around to calculating my 2008 portfolio return. For some reason this year I was not as motivated to know how much money I made..lost. Given that most markets went down at least 30% we did quite well with only a 17% drop. Canadian Capitalist [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
It’s not terribly enlightening to assert that the threat of punishment or the promise of reward goes a long way to explaining people’s actions. Similarly, it’s probably a pretty simplistic view of negotiation to say that it is understanding their perspective, then structuring incentives for other person to do what you want. I’m not a [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I recently read John T. Reed’s “How to Buy Real Estate for at Least 20% Below Market Value” (Vol. 1) and enjoyed it. He warns that the book is only applicable for buying in America (and actually refuses to sell it internationally, an American friend got it for me for Christmas). He’s right that the [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Questrade discount brokerage has just come out with a great way for retail mutual fund owners to save on high management fees by offering to rebate up to 1% of those fees. What’s the deal with the Questrade mutual fund rebate? Questrade will rebate up to 1% of the management fee for any mutual funds [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
As a member of the BMO (Bank of Montreal) share purchase plan (and drip), I recently received a notice that there is now a 2% discount on any shares bought through the dividend reinvest plan (DRIP). Please note that this is the share purchase plan run through Compushare – it doesn’t apply to shares bought [...]
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Jordan has agreed to help out the crack writing staff here at Four Pillars by contributing the occasional post. He is a young guy living and working from home in Vancouver with his wife and 2 young kids. Jordan is a computer geek at heart and last year discovered he also had a hidden passion [...]
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