Investing and Personal Finance
Michigan has the dubious honor of highest unemployment rate in all of America. At 15.1% as of October, it leads the pack by a full 2 percentage points. Nevada (13.0%) and Rhode Island (12.9%) are the next highest state and California is the next large state at 12.5% unemployment rate. The reason the unemployment rate [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs.  |
When will the $250 Social Security stimulus check be mailed? This is not known at this time but if the bill passes Congress then it is expected that the checks will be mailed sometime in the first quarter of 2010. Will Social Security Payments Be Paid If United States Defaults On Debt? Will there be [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Long term unemployment is not something that anyone should have to deal with. Unfortunately in today’s economy there are more and more unemployed people everyday. The economic slowdown has been going on for a couple of years with mounting job losses to show for it. One of the tragic byproducts of an increasing unemployment rate [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Like most states, Kentucky has been hit hard by the financial meltdown of 2008 and subsequent economic slowdown and recession. Many jobs have been lost and for some unlucky people – it will be a long road back to employment. The national unemployment rate has been rising steadily over the last few years and has [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
In 2010, President Obama will be paying out a $250 stimulus check to all eligible recipients of SSI which is stands for “Supplemental Security Income”. This $250 payment is part of his ongoing efforts to stimulate the poor economy out of recession. Who is eligible for the $250 stimulus? Anyone who is currently receiving SSI [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
This article covers all the contribution limits and rules for Roth IRA accounts as well as Traditional IRA accounts. If you plan to contribute to your IRA accounts then it is important to know how much you can contribute. Here are the limits for 2009 and previous years: The over 50 rule applies to anyone [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
President Obama has recently announced that there will be a one-time $250 stimulus check in 2010 to recipients of Social Security. This bonus check is part of of his ongoing effort to stimulate the economy out of recession. Please note that Congress has yet to approve this bill. [Edit - This check was supposed to have [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The state of New Jersey has been hit quite hard by the current economic downtown and state unemployment levels have been rising. The unemployment rate in NJ is now 9.7% (up from 9.3% prior to August) which is coincidentally the same as the national average. New Jersey has lost 155,700 jobs since December 2007, when [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
[Edit - Please note that offer is no longer valid] TradeKing discount brokerage has just announced a new promotional program where they will pay you $50 just for setting up a new brokerage account with them. TradeKing is one of the lowest-cost online brokerages around with $4.95 trades. You can set up any type of [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
After the quick success of the Cash for Clunker old car trade-in program, the government is now planning a similar rebate plan for your old appliances. Simply put – there will be cash rebates ($50 to $200) available which can be applied if you buy new appliances with an Energy Star seal. The main difference [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The past year has been a bad one for the American worker. Because of the 2008 financial crisis and ensuing recession – millions of Americans have lost their jobs. The current national unemployment rate is 9.7% as of Sept 4. While many workers will find new jobs within the time period of existing employment benefits [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The Ohio unemployment rate has reached a level of 10.8% as of August, 2009. Legislation recently passed by the house (Sept 22) called Bill H3548 will allow any states with a total unemployment rate (TUR) of 8.5% or higher to be eligible for federal funding which will allow 13 more weeks of extended unemployment benefits [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Earlier this year an $8,000 credit for first time home buyers was instituted as part of the 2009 Stimulus package. The idea behind this credit was to help out first-time home buyers and encourage them to purchase a house. Sinking house prices and a stalled house building sector were the main motivations for this credit. [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Employers already have the ability to let workers contribute the value of their unused vacation time to their 401(k) plans but it is pretty rare for en employer to do so. A recent proposal by President Obama will make it easier for employers to convert unused vacation and sick leave pay into a retirement account [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Fresh off the huge success of the Cash for Clunker old car trade-in program, the government is now planning a similar rebate plan for your old appliances. Simply put – there will be cash rebates ($50 to $200) available which can be applied if you buy new appliances with an Energy Star seal. The main [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The popular Cash for Clunker car trade-in program has just ended after handing out $3 billion dollars of cash for consumers to upgrade their older cars and get a brand spankin’ new ride which hopefully gets better gas mileage than the old one. This program – officially knows as the Car Allowance Rebate System (CARS) [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
It’s been announced that the extremely popular Cash for Clunkers trade-in program will be continued after more funding was obtained to pay for the credits. The Cash for Clunkers program was suspended on July 31 because of a concern that the funding limit ($950 million) might have already been reached. The original program was intended [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The brand new Cash for Clunkers government program which was designed to help stimulate the car industry as well as the general economy has come to a quick end. The plan was funded with $1 billion for the trade-in credit. The program was to run to November 1, 2009 or until the funding was depleted. [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The Make Home Affordable mortgage refinance and modification program was announced earlier this year as part of the 2009 stimulus package. The idea behind this refinancing program was to enable some home owners who are having difficulty making payments on their house a way to refinance even though they wouldn’t normally qualify because their mortgage [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
The state of Texas has recently announced that a 13 week unemployment benefit extension has been made official. This will affect anyone who has exhausted or will exhaust their 59 weeks of unemployment benefits. The money for this extension will be coming from the 2009 stimulus package announced by President Obama at the beginning of [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
