Investing and Personal Finance
I love to save money and phone service is typically one of those big bills none of us like to pay each month. A little over a year ago, I was preparing to move in with my then girlfriend, and thought an excellent idea would be to move my number over to a VOIP (Voice [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs.  |
Katrina Onstad wrote a very interesting article about babies and their parents in a recent issue of Toronto Life. She looked at the phenomenon of parents who are too focussed on trying to project their own tastes and styles through their kids. There were several little “stories” sprinkled throughout the article told by parents on [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
“All agreements must be win-win or we don’t do them!” Some people like to insist on deals being a win-win. That’s awfully nice of them isn’t it? Both sides have to get something out of it. Kind of like… every deal. Right? There’s certain language that makes me cringe and put a protective hand over [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I wrote on my old site about positive thinking, and how I believe it actually does effect what happens to us in life. I don’t buy into any of the spirituality or mallarchy that some people surround it with, I just thinking there’s a psychological element that gives us the same result. I have similar [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
For a while I was trying to launch a consulting / contracting career where I’d go and work on-site doing technical work for companies for a few weeks at a time then move on to the next place. I read everything I could get my hands on about consulting, especially technical consulting. One idea I [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Throughout my undergrad I lived in residence for 4 of my 5 years (I changed majors half way through and extended my program). By a strange twist of fate, the same custodian ended up working in every building where I was living, so we got to know each other pretty well by the end of [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Since I got a good response to my last “Mr. Cheap Asks” post, here’s another (it’s nice to have a think-tank ready to weigh in on my challenges in life). For those who don’t like reading comments, the consensus on the last question was that corporations usually can’t borrow money unless they have a guarantor, [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Apparently it’s quite rare for actors to get paid in the Toronto theatre scene. Every production basically says “work for us for free, you’ll get exposure, then you’ll be able to get good pay from the next production that hires you”. When the next production starts, they say the same things, and actors go through [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
A comment John T. Reed makes is that if you’re unable to look a grown adult in the eye, listen to them passionately argue why you should do something, then say “No” to them, you shouldn’t be a real estate investor. It’s an easy thing to hypothetically say “sure, I’d just say no”, but the [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Everyone always loves to say “do your own research before purchase”, “make sure to do your own due diligence” or “this is just for informational purposes, not to recommendation to buy or sell” and garbage like that. People are clearly reading investing opinion pieces because they can’t reach their own conclusions, and are prepared to [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
There seems to be a increase of goal-setting in the blogosphere recently. I think this is partly because we are approaching year end and a lot of people like to set goals for the next year. Patrick from CashMoneyLife even started a new carnival about financial goals. I think it’s a neat idea but I’m [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
SWM seeks a good woman who: Knows how to keep books, do taxes, and earns a good income Knowledge of Canadian investment or real estates laws and taxation rules would be a plus Can manage rental property duties such as: screening tenants, small repairs, renovation estimates, managing contractors, rough property appraisals, negotiations, etc Lives frugally, [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I hate tipping of any sort and I wish the practice didn’t exist. Don’t get me wrong, I tip at restaurants and bars like everyone else, but I don’t like it. I’ve heard that tipping is a way to make up for a lack of a decent wage for waiters, delivery persons etc who have [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I was recently tagged by my blog partner Mr. Cheap in his post – Courses I’d Like To Take. I’ve managed to take the fun and creativity out of this meme by putting serious courses with boring names – but that’s what I came up with Following in the tradition of Mr. Cheap I’d like [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Ok, I’ve been tagged by my buddy Brip Blap to publicly declare a goal and hopefully by making it public I will be able to stick to it. So even though he conveniently didn’t make a declaration himself , here’s mine… Lose 10 pounds! This isn’t a difficult goal since I’ve done it before however [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Still don’t know what I was waiting for And my time was running wild A million dead-end streets After much soul-searching (and spending half of every other day fixating on how much I didn’t want to be there) I quit my new job on Monday. To be fair to them, they were an amazing group [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Just wanted to let you know there will be no post on Friday. I’ve been out of town and very busy and I haven’t gotten my post ready. Monday I’ll have my last post for baby items – then a few posts on other baby related costs like wills, insurance, resp etc. I wanted to [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I couldn’t find an explaination of competitive advantage that I liked, so I quickly wrote this up myself. If anyone has a link to a good on-line description of this, please post it as a comment below. Say there are two companies (or countries, or people) producing red widgets and blue widgets. Lazy company makes [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
“You can’t lose money on real estate”. “The stock market increases over time.” “Build a better mouse trap and the world will beat a path to your door.” “All rich people made their money with leverage.” “It’s more lucrative to be self-employed then an employee.” The world is a confusing place. Apparently the last person [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Telling people you want to retire soon when you’re in your early 30′s really bugs people. I’ve been spending a fair bit of time these days getting my financial house in order and making plans for the future. One of the ideas I’m investigating is to “retire” in 3 years. The most common reaction when [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
