Investing and Personal Finance
I’m pretty bad with mail – I pay the bills quickly, but I tend to just let everything else pile up until I have a huge mountain of paper to deal with. However, this past Sunday I spent several hours going through my mail and I’ve never had so much fun! Why you ask? Well, [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs.  |
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
This article was written by Rachelle: a real estate guru who works as a property manager and helps investors find rental properties in Toronto and surrounding areas. She has recently started a very interesting blog called Landlord Rescue. You can subscribe to the RSS feed here. In the wake of Mike pulling the controversial post [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I’ve been reading a couple of articles lately about TFSA over-contribution penalties which are being levied against some Canadians by the CRA. These penalties have resulted from people over-contributing to their TFSA (Tax Free Savings Account). It appears there are two main causes for these over-contributions, which will be discussed here. [update June 17] Rob [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
This post is part of our scam category. With scams the best defense is often to discuss them and let people who haven’t run into them know how they work. Unfortunately, talking about scams can seem like a “how to” for scam artists, which IS NOT my intention here. I always love reading about scams [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Reader Jazzmin26 recently e-mailed me after reading my Mint review and shared my security concerns. She asked for suggestions to “make my financial life simpler and not spent my weekends logging and tracking“. I’ve repeatedly wrote about how valuable I find measurement to be, but I agree with Jazzmin26 that it can sometimes be tough [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Jay recently asked me about getting started as a freelance writer. Kind of ironic since he is now part of the paid staff here at 4P. While I’ve never done freelancing myself, I have hired quite a few of them so I have a pretty good idea what is involved. There isn’t any one obvious [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
In my family, I am the night owl. My wife tends to go to bed earlier (although not as early as she used to) and the kids go to bed very early. This means that any noisy activities such as watching movies with surround sound can’t be enjoyed at night in my house because I [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
One of Microsoft Windows’ competitors is Linux, a free operating system. Beyond it’s low price, it’s a very stable, reliable system. If I was playing a game or watching a movie, it’s easier to do so on Windows, but if I’m running a web server or an ftp server Linux is far better. While competing, [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
This is a guest post by Rat from Ending The Rat race – a good Canadian blog. Check out his site and subscribe to the RSS feed. The Rat is a young investor and entrepreneur hailing from the east coast. After earning a Bachelor of Commerce, he returned home at the age of 21 to [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
At the beginning of the year I entered in a stock picking competition with some other bloggers. As I outlined in my original 2010 stock pick post I bet the house on the price of gold falling. Well, it hasn’t fallen and as was pointed out in the comments of the original post, I didn’t [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Jay is a new writer here at Four Pillars – read his introduction post here. Time is a valuable commodity. Every day, I spend 8 hours preparing myself to spend the remaining 16 ones as richly and as fully as possible – and make no mistake, I do spend time. For as Benjamin Franklin once [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Jay is a new writer here at Four Pillars – read his introduction post here. Today we’re going to figure out my financial budget by breaking down all the money that I earn and then try to see if I can explain where it all goes. Net Income After taxes, I earn roughly $1000 a [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Do you know what a zero-based budgeting system is? Basically it is a budget where you track every single dollar of income and each single expense down to the penny. This is a great system for someone who is trying to get a good handle on their spending since they will be able to see [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
A few years ago when I was on a big asset allocation kick, I bought some REITs (real estate investment trusts) for my RRSP account. The amount was only about 5% of the portfolio but according to the experts, having some real estate is a good diversifier. While I accept the idea that REITs are [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
We recently bought a Dynex portable dvd player for my son to use in the car on long trips. This isn’t something that I really wanted to do since I grew up in the era of playing road kill identification games and making fun of people in other cars to help pass the time on [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I recently wrote about my experience buying an iPhone from Rogers. To summarize: when I called, I had only planned on trying to get the $35 activation fee waived. I was fairly confident I’d be able to accomplish this since I’d read online that it was fairly common for new clients to get this. To [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
There have been a number of signs that have gone up in my area that promise “EARN CEO INCOME FROM HOME”. On the face of it, this is clearly a scam. The way to make CEO income is to become a CEO. There is NO WAY anyone will sell you a program that easily let’s [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
