Investing and Personal Finance
Thanks to commenter David on my recent QuickTax software review, I learned that you can claim your kids and I now need to refile my tax returns for the last two years. It is on the federal TD1 form and is plain as day (now that I look at it). So much for saving money [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs.  |
Yesterday, Marianne made a comment on my QuickTax post asking if I could mention or review free tax software options such as StudioTax. I responded that although I don’t have the time or interest to review other tax software, I’d be more than happy to publish any reviews provided by a reader. So with that [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
If there is one thing I can’t stand is doing taxes. I’ve always done my own taxes and although it wasn’t too much of a chore when my financial situation was simpler it was still a pain. Now I have investment income, investment sales, a small business and things are a lot more complicated than [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
This guest post was written by Investing Thesis: Credits Toward Financial Freedom – a personal finance and investing site from a Canadian perspective. If you like this article, I would encourage you to subscribe to our articles You would be hard pressed to find a person without a cell phone in this day and age. [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
It’s that time of year when I get to do something I really don’t enjoy doing – my taxes. I’ve concluded that the main problem with taxes is not the form filling but rather the book keeping. I’ve improved my record keeping system over the last year but it still needs some improvement. My taxes [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
One of the oldest mantras of customer service is that the customer is always right. I doubt very many companies actually follow that idea since it clearly can’t always be true. And even if it is true then the company still has an obligation to the shareholders to maximize profits even if it means losing [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Recently I wrote about the external flash I bought for my Sony A350 DLSR camera. While the flash itself seemed pretty good, both my wife and I found we really didn’t need it for the shots we take. After a couple of months of not using it I decided to heed Mr. Cheap’s advice and [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
This guest post is from PT of PT Money: Real Personal Finance for a Life Without Limits! Check out PT’s latest post about using a joint savings account. PT is a pretty interesting guy with a blog that you should subscribe to. He also has a finance rap video which I featured here a long [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
With tax season in full swing many people are gathering the necessary documents to prepare their tax return. There are many options available to consumers, each with their own pros and cons that must be considered. If you plan on preparing your tax return on your own, you should carefully research each option in order [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Many people would rather have a root canal than file their own taxes every year but with all of the technology now available to assist with tax preparation such as tax return software like TurboTax, the decision to get help or help yourself does require some more exploration. Each method does have some pros and [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
As tax season is underway and people are planning to prepare and file their tax returns, they should be aware of the many changes for the 2009 tax return. From the increase in common tax deductions to numerous new deductions offered in the stimulus program, you won’t want to miss out on money you are [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
As I mentioned recently, I purchased an iPhone 3GS cell phone. This is one of those fancy “smart phones” which not only can be used like a normal cell phone, it also has internet access and a pretty good camera (still and video). It wasn’t long ago that I posted about my new pay-per-month 7-11 [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
First off – last week we had a competition for two $25 Smarty Pig gift cards and the winners were Debbie and Kate. They have been contacted and will receive their cards shortly. SmartyPig is only available to Americans but for any Canadians looking for a $25 bonus for opening up an account check out [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Don’t forget to enter the SmartyPig $25 giveaway contest which ends on Thursday, January 28. Digital cameras and computers are wonderful things. They allow us to take lots of pictures of our kids growing up and easily send them to various grandparents/aunts/uncles who don’t get to see them often. The problem is that sometimes computers [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
According to the mainstream media in both Canada and the US – we are in the midst of a terrible recession. Stock market crashes, layoffs, increasing unemployment mean that lifestyle inflation is not something that most people have to worry about. Or is it? In my case, my investments are doing fairly well, I still [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
Warning – this post is very long and most of it has very little to do with my Sony external flash. If you want to just read the low down then skip to the Sony external flash review. Last year we bought our first DLSR camera – the Sony A350 which is a pretty good [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
It’s that time of year again – resolutions, diets etc but most importantly it is the 2nd annual top stock competition. Last year at this time I got together with a group of bloggers and we all picked 4 stocks that we thought would perform the best in 2009. I ended up finishing in 5th [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
In a comment on a recent post, AS requested information about an RRSP strategy I alluded to. In the title, please note that I refer to AVOIDING taxes (which is legal and encouraged), not EVADING taxes (which is illegal and can get you sent to jail). Please also note that I’m not an accountant or [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
I recently took my 3 year old son down to watch the annual Christmas parade for the first time. I live in Toronto but I imagine that most large cities have their own equivalent. I was a bit apprehensive since I had never taken him to a large event like that before. We had a [...]
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
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The RESP Book: The Simple Guide to Registered Education Savings Plans Everything you need to know about RESPs. |
