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	<title>Comments on: Cutting Food Costs</title>
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	<link>http://www.moneysmartsblog.com/cutting-food-costs/</link>
	<description>Investing and Personal Finance</description>
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		<title>By: <![CDATA[Mr. Cheap]]></title>
		<link>http://www.moneysmartsblog.com/cutting-food-costs/comment-page-1/#comment-1323</link>
		<dc:creator><![CDATA[Mr. Cheap]]></dc:creator>
		<pubDate>Thu, 31 May 2007 01:51:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartsblog.com/cutting-food-costs/#comment-1323</guid>
		<description>But I love Tim&#039;s!!!  :-)  You&#039;re tough but fair Joan.  ;-)</description>
		<content:encoded><![CDATA[<p>But I love Tim&#8217;s!!!  <img src='http://www.moneysmartsblog.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' />   You&#8217;re tough but fair Joan.  <img src='http://www.moneysmartsblog.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
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		<title>By: <![CDATA[Joan McCulley]]></title>
		<link>http://www.moneysmartsblog.com/cutting-food-costs/comment-page-1/#comment-1322</link>
		<dc:creator><![CDATA[Joan McCulley]]></dc:creator>
		<pubDate>Wed, 30 May 2007 23:20:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartsblog.com/cutting-food-costs/#comment-1322</guid>
		<description>Food costs.  Lunches made at home.  And remember not to stop at Tim Horton&#039;s or Starbucks, even if you own the stock, and then, yes try raising 4 kids on 100K,  annual salary- that 400K retirment fund sounds like luxury to me</description>
		<content:encoded><![CDATA[<p>Food costs.  Lunches made at home.  And remember not to stop at Tim Horton&#8217;s or Starbucks, even if you own the stock, and then, yes try raising 4 kids on 100K,  annual salary- that 400K retirment fund sounds like luxury to me</p>
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	<item>
		<title>By: <![CDATA[Mr. Cheap]]></title>
		<link>http://www.moneysmartsblog.com/cutting-food-costs/comment-page-1/#comment-1321</link>
		<dc:creator><![CDATA[Mr. Cheap]]></dc:creator>
		<pubDate>Wed, 30 May 2007 18:43:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartsblog.com/cutting-food-costs/#comment-1321</guid>
		<description>CD:  Well, if he got them when they were undervalued, and their price has gone up, so would his &quot;retirement savings&quot; right?  So he&#039;d then have more then $400K (or is the $400K figure at the instant of retirement?).

I actually really don&#039;t like personal yield as a measure.  It seems to be a way of fooling yourself that you&#039;re getting phenomenal passive income when its really just a mixture of dividend and capital gains.

I need to do a post on it... :-)</description>
		<content:encoded><![CDATA[<p>CD:  Well, if he got them when they were undervalued, and their price has gone up, so would his &#8220;retirement savings&#8221; right?  So he&#8217;d then have more then $400K (or is the $400K figure at the instant of retirement?).</p>
<p>I actually really don&#8217;t like personal yield as a measure.  It seems to be a way of fooling yourself that you&#8217;re getting phenomenal passive income when its really just a mixture of dividend and capital gains.</p>
<p>I need to do a post on it&#8230; <img src='http://www.moneysmartsblog.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: <![CDATA[Canadian Dream]]></title>
		<link>http://www.moneysmartsblog.com/cutting-food-costs/comment-page-1/#comment-1320</link>
		<dc:creator><![CDATA[Canadian Dream]]></dc:creator>
		<pubDate>Wed, 30 May 2007 17:48:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartsblog.com/cutting-food-costs/#comment-1320</guid>
		<description>Mr. Cheap,

Actually I think Derek got a few of them when they were extremely undervalued which results in the higher yield.  The company is fine, but he got the stock on a fire sale.

CD</description>
		<content:encoded><![CDATA[<p>Mr. Cheap,</p>
<p>Actually I think Derek got a few of them when they were extremely undervalued which results in the higher yield.  The company is fine, but he got the stock on a fire sale.</p>
<p>CD</p>
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	<item>
		<title>By: <![CDATA[Mr. Cheap]]></title>
		<link>http://www.moneysmartsblog.com/cutting-food-costs/comment-page-1/#comment-1319</link>
		<dc:creator><![CDATA[Mr. Cheap]]></dc:creator>
		<pubDate>Wed, 30 May 2007 16:00:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartsblog.com/cutting-food-costs/#comment-1319</guid>
		<description>CD:  Ahh, I imagine you&#039;re right...  I&#039;d get nervous with any stocks with yields that high...  How could it possibly be sustainable?</description>
		<content:encoded><![CDATA[<p>CD:  Ahh, I imagine you&#8217;re right&#8230;  I&#8217;d get nervous with any stocks with yields that high&#8230;  How could it possibly be sustainable?</p>
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	<item>
		<title>By: <![CDATA[Mr. Cheap]]></title>
		<link>http://www.moneysmartsblog.com/cutting-food-costs/comment-page-1/#comment-1318</link>
		<dc:creator><![CDATA[Mr. Cheap]]></dc:creator>
		<pubDate>Wed, 30 May 2007 15:56:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartsblog.com/cutting-food-costs/#comment-1318</guid>
		<description>Things have been going well cutting back on food expenses.  I&#039;ve managed to bring my lunch for the past three days (I figured they&#039;ve costed ~$3.50) and eat at home for the past three nights.  I&#039;m a little worried that I might start gobbling up all the food my girlfriend buys, and just turning my food spending into an unfair externality, but I&#039;ve told her if it seems like this is happening, tell me right away (and I&#039;m focusing on buying at least my fair share of groceries).

I can already see my average spending per day (at least for food) dropping.</description>
		<content:encoded><![CDATA[<p>Things have been going well cutting back on food expenses.  I&#8217;ve managed to bring my lunch for the past three days (I figured they&#8217;ve costed ~$3.50) and eat at home for the past three nights.  I&#8217;m a little worried that I might start gobbling up all the food my girlfriend buys, and just turning my food spending into an unfair externality, but I&#8217;ve told her if it seems like this is happening, tell me right away (and I&#8217;m focusing on buying at least my fair share of groceries).</p>
<p>I can already see my average spending per day (at least for food) dropping.</p>
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		<title>By: <![CDATA[Canadian Dream]]></title>
		<link>http://www.moneysmartsblog.com/cutting-food-costs/comment-page-1/#comment-1317</link>
		<dc:creator><![CDATA[Canadian Dream]]></dc:creator>
		<pubDate>Wed, 30 May 2007 13:58:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartsblog.com/cutting-food-costs/#comment-1317</guid>
		<description>To answer you last question I recall reading a comment from Derek on either a blog or a forum which he basically states you can retire on a lot less if you can manage a few stocks with a yeild of 9% in your portfolio.  Hence I suspect his isn&#039;t using a 4% yeild, but something closer to 6 or 8% to generate his income.

CD</description>
		<content:encoded><![CDATA[<p>To answer you last question I recall reading a comment from Derek on either a blog or a forum which he basically states you can retire on a lot less if you can manage a few stocks with a yeild of 9% in your portfolio.  Hence I suspect his isn&#8217;t using a 4% yeild, but something closer to 6 or 8% to generate his income.</p>
<p>CD</p>
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