Comments on: My Portfolio – Detailed Asset Allocation for Equities http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/ Investing and Personal Finance Sat, 11 Sep 2010 00:43:11 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: ThickenMyWallet http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/comment-page-1/#comment-67 ThickenMyWallet Mon, 11 Jun 2007 18:05:31 +0000 http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/#comment-67 Yes, you have to be careful with the international/emerging markets distinction. Most of the products I see tend to put Japan in international and China in emerging markets. Yes, you have to be careful with the international/emerging markets distinction. Most of the products I see tend to put Japan in international and China in emerging markets.

]]> By: FourPillars http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/comment-page-1/#comment-65 FourPillars Sat, 09 Jun 2007 00:33:42 +0000 http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/#comment-65 Hi Thicken, by international I'm referring to EAFE - Europe, Asia & Far East as in the MSCI index. I consider China to be part of the emerging market class. I'll have to take a closer look at what is in EAFE - obviously there are some asian countries that are fairly well developed and some that aren't. Is this what you are thinking as well? Hi Thicken, by international I’m referring to EAFE – Europe, Asia & Far East as in the MSCI index. I consider China to be part of the emerging market class.

I’ll have to take a closer look at what is in EAFE – obviously there are some asian countries that are fairly well developed and some that aren’t.

Is this what you are thinking as well?

]]> By: ThickenMyWallet http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/comment-page-1/#comment-64 ThickenMyWallet Fri, 08 Jun 2007 22:54:07 +0000 http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/#comment-64 Can you clarify what you consider international and emerging markets? You comments seem to imply you lump China into both. Thanks. Can you clarify what you consider international and emerging markets? You comments seem to imply you lump China into both. Thanks.

]]> By: FourPillars http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/comment-page-1/#comment-63 FourPillars Fri, 08 Jun 2007 18:59:04 +0000 http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/#comment-63 CC - I tend to lump REITs in with equities because in my mind they are closer to equities than fixed income. From a volatility point of view, I consider the fixed income portion to be the stable portion of the portfolio whereas equities & REITs are more volatile even though hopefully REITs will not correlate with equities all that well. CC – I tend to lump REITs in with equities because in my mind they are closer to equities than fixed income. From a volatility point of view, I consider the fixed income portion to be the stable portion of the portfolio whereas equities & REITs are more volatile even though hopefully REITs will not correlate with equities all that well.

]]> By: Canadian Capitalist http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/comment-page-1/#comment-62 Canadian Capitalist Fri, 08 Jun 2007 17:50:27 +0000 http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/#comment-62 Your equity allocation is a bit confusing (for me) because normally REITs are considered a separate asset class and not as part of equities. 33% sounds about right for US equities because you have overweighted Canada at 20%. 45% of 80% is roughly 36%, so you are a bit less under weighted, but I don't see that as a big deal. REIT allocation recommendations are all over the map. Apparently, real estate risk-reward profile is between that of bonds and stocks, so 5%-10% sounds about right to me. I don't think there is a right or wrong answer here. Your equity allocation is a bit confusing (for me) because normally REITs are considered a separate asset class and not as part of equities.

33% sounds about right for US equities because you have overweighted Canada at 20%. 45% of 80% is roughly 36%, so you are a bit less under weighted, but I don’t see that as a big deal.

REIT allocation recommendations are all over the map. Apparently, real estate risk-reward profile is between that of bonds and stocks, so 5%-10% sounds about right to me. I don’t think there is a right or wrong answer here.

]]> By: FourPillars http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/comment-page-1/#comment-56 FourPillars Fri, 08 Jun 2007 02:13:02 +0000 http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/#comment-56 <p>Thanks CM - I can't criticize other investors for having mostly Canadian equity since I was in that group as well until last year.</p> <p>I think a lot of it is a holdover from the foreign content limit days when you had to have 80% and then 70% Canadian. Most investors got used to that and have a hard time lowering their Canadian exposure.</p> <p>It wouldn't be so bad investing in a small economy if it were more diversified but unfortunately our economy has lots of financials, energy, materials and that's it.</p> <p>By the way - I added you to my blogroll.<br /> Mike</p> Thanks CM – I can’t criticize other investors for having mostly Canadian equity since I was in that group as well until last year.

I think a lot of it is a holdover from the foreign content limit days when you had to have 80% and then 70% Canadian. Most investors got used to that and have a hard time lowering their Canadian exposure.

It wouldn’t be so bad investing in a small economy if it were more diversified but unfortunately our economy has lots of financials, energy, materials and that’s it.

By the way – I added you to my blogroll.

Mike

]]> By: CrunchMoney http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/comment-page-1/#comment-54 CrunchMoney Fri, 08 Jun 2007 01:52:21 +0000 http://www.moneysmartsblog.com/my-portfolio-%e2%80%93-detailed-asset-allocation-for-equities/#comment-54 nice allocation! I agree with your geographic allocations.....I still can't understand why so many people keep most of their money invested only in Canada! I think having some international exposure is extremely important especially since the run we've been enjoying in Canada. nice allocation! I agree with your geographic allocations…..I still can’t understand why so many people keep most of their money invested only in Canada! I think having some international exposure is extremely important especially since the run we’ve been enjoying in Canada.

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