LinkStuff – Valentine’s Day Edition

by Mike Holman

In the spirit of Valentine’s Day, I thought I would share this true love story: My daughter (age 3) tells me every day: “Daddy, I love you.  I don’t love you as much as I love Mommy, but I still love you a lot”.  I’m thinking an appropriate response might be “Honey, I love you.  [...]

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Who Controls Withdrawals From RESP Account?

by Mike Holman

Leah asked the following RESP question: When my daughter was 6 in 1999 she did some acting and her dad put $21,000 in an RESP with his name as subscriber and her name and her two younger brothers as beneficiaries. The fund dropped dramatically (Science and Technology) and years later she is almost 19, studying [...]

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LinkStuff – Andrew Hallam, Millionaire Teacher Edition

by Mike Holman

Andrew Hallam is a Canadian teaching in Singapore who wrote a best selling book called Millionaire Teacher.   I had the pleasure of meeting up with Andrew recently in Singapore and even went running with him several times.  Andrew is a pretty good runner, but he was nice enough to slow down, so I could [...]

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The RESP Book Kindle E-book – Half Priced Sale

by Mike Holman

I finally got around to getting an e-book version of The RESP Book created and it is now available from the Kindle store on Amazon.com.  Note that you can read a Kindle book on your computer – you don’t need an e-book reader. I’ve decided to have a special sale for my readers only and [...]

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My Online Opinion On Online Opinions

by Mike Holman

I’m on holiday this week, so I thought it would be oh so much fun to republish an ancient post (Sept 2008), which most readers haven’t seen before.  Enjoy! Online opinions and reviews are everywhere.  If you are doing some online shopping, it’s almost impossible to go to a site offering merchandise that doesn’t allow [...]

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RESP Canada Learning Bond (CLB) – Why Aren’t More People Claiming it?

by Mike Holman

Part of the Canadian RESP program is a grant, inappropriately named the Canada Learning Bond (CLB).  The “Canada Learning” makes sense, but I have no idea why the word “bond” was used. In actual fact the CLB is a grant and the big difference between this grant and the regular RESP grants is that no [...]

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LinkStuff – Bowling With Kids Edition

by Mike Holman

Over the holidays, my wife and I went bowling with the kids (age 3 & 5).  I haven’t bowled in 25 years and all I remember is being in the gutter most of the time. They gave us a lane with rails on it which prevent the ball from going into the gutter.  What a [...]

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2011 Portfolio Investment Performance – Not Too Bad

by Mike Holman

I like to calculate my investment return each year, so I can see how I am doing. My investment return for 2011 was -1.8%.  While this kind of performance won’t secure my retirement any time soon, I was lucky that the numbers weren’t any worse. There were two reasons, I did reasonably well. Low Canadian [...]

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