Comments on: Saying No Is Hard To Do http://www.moneysmartsblog.com/saying-no-is-hard-to-do/ Investing and Personal Finance Fri, 10 Feb 2012 14:34:49 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Early Excitement in New Investments http://www.moneysmartsblog.com/saying-no-is-hard-to-do/comment-page-1/#comment-5280 Early Excitement in New Investments Fri, 18 Apr 2008 09:03:13 +0000 http://www.moneysmartsblog.com/saying-no-is-hard-to-do/#comment-5280 [...] in smaller towns (duh) he started buying anything he could get his hands on (this is the guy who evicted me when I wouldn’t loan him [...] [...] in smaller towns (duh) he started buying anything he could get his hands on (this is the guy who evicted me when I wouldn’t loan him [...]

]]> By: Saturday Weigh In and Links http://www.moneysmartsblog.com/saying-no-is-hard-to-do/comment-page-1/#comment-3668 Saturday Weigh In and Links Sat, 09 Feb 2008 14:10:16 +0000 http://www.moneysmartsblog.com/saying-no-is-hard-to-do/#comment-3668 [...] hosted by Paid Twice - an upbeat debt reduction blog. She featured Mr. Cheap’s post “Saying no is hard to do” in her Superbowl [...] [...] hosted by Paid Twice – an upbeat debt reduction blog. She featured Mr. Cheap’s post “Saying no is hard to do” in her Superbowl [...]

]]> By: It’s Time to Vote for the Superbowl of Personal Finance MVP! | beingfrugal.net http://www.moneysmartsblog.com/saying-no-is-hard-to-do/comment-page-1/#comment-3553 It’s Time to Vote for the Superbowl of Personal Finance MVP! | beingfrugal.net Wed, 06 Feb 2008 09:02:18 +0000 http://www.moneysmartsblog.com/saying-no-is-hard-to-do/#comment-3553 [...] Saying No Is Hard To Do - Quest for Four Pillars [...] [...] Saying No Is Hard To Do – Quest for Four Pillars [...]

]]> By: Mr. Cheap http://www.moneysmartsblog.com/saying-no-is-hard-to-do/comment-page-1/#comment-3519 Mr. Cheap Tue, 05 Feb 2008 08:17:38 +0000 http://www.moneysmartsblog.com/saying-no-is-hard-to-do/#comment-3519 D4L: I love it! And I guess you're clued in as well, if someone comes up to you and says "your wife told me to talk to you about XYZ", you know that you're supposed to say "No". D4L: I love it! And I guess you’re clued in as well, if someone comes up to you and says “your wife told me to talk to you about XYZ”, you know that you’re supposed to say “No”.

]]> By: Dividends4Life http://www.moneysmartsblog.com/saying-no-is-hard-to-do/comment-page-1/#comment-3510 Dividends4Life Tue, 05 Feb 2008 01:50:29 +0000 http://www.moneysmartsblog.com/saying-no-is-hard-to-do/#comment-3510 I am the bad guy in our family. Whenever my wife wants to say "no", she just says "you'll have to ask my husband, he makes those decisions." Now when she says that, most people don't even bother asking me. Best Wishes, D4L I am the bad guy in our family. Whenever my wife wants to say “no”, she just says “you’ll have to ask my husband, he makes those decisions.” Now when she says that, most people don’t even bother asking me.

Best Wishes,
D4L

]]> By: Carnival of Personal Finance » Carnival of Personal Finance #138 http://www.moneysmartsblog.com/saying-no-is-hard-to-do/comment-page-1/#comment-3490 Carnival of Personal Finance » Carnival of Personal Finance #138 Mon, 04 Feb 2008 16:12:54 +0000 http://www.moneysmartsblog.com/saying-no-is-hard-to-do/#comment-3490 [...] Saying No is Hard to Do [...] [...] Saying No is Hard to Do [...]

]]> By: Here’s Your Team for The Superbowl of Personal Finance! (Carnival #138) | I've Paid For This Twice Already... http://www.moneysmartsblog.com/saying-no-is-hard-to-do/comment-page-1/#comment-3486 Here’s Your Team for The Superbowl of Personal Finance! (Carnival #138) | I've Paid For This Twice Already... Mon, 04 Feb 2008 10:38:19 +0000 http://www.moneysmartsblog.com/saying-no-is-hard-to-do/#comment-3486 [...] who finds it hard to say no, but manages to eventually even when it has cascading life effects in Saying No Is Hard To Do. Protect the assets at all [...] [...] who finds it hard to say no, but manages to eventually even when it has cascading life effects in Saying No Is Hard To Do. Protect the assets at all [...]

]]> By: centsprout http://www.moneysmartsblog.com/saying-no-is-hard-to-do/comment-page-1/#comment-3148 centsprout Wed, 23 Jan 2008 04:18:41 +0000 http://www.moneysmartsblog.com/saying-no-is-hard-to-do/#comment-3148 i'm with debtkid, if i think there might be a situation in which i might feel pressured to spend money, i'll avoid the situation or having access to money. a couple of years ago a friend of mine invited me to a landmark education forum. i'd heard about it previously, and worked for an employer that paid for all their managers to take the course so i was curious about it and this was a free session. but knowing i wasn't seriously interested in taking a course (they are quite pricey) i purposely didn't bring my wallet with credit card or other method of payment. after the session one of the 'educators' singled me out and had quite a long conversation with me, had me in tears over supposed 'mental blocks' i had built up and had to take the course in order to overcome. i would have signed up right then and there because the pressure was just so great, and she'd obviously been able to manipulate my emotions. but thankfully, there was no way i could put a deposit down since i hadn't brought my wallet. and the next day i was back to my senses and not about to get suckered into signing up. i’m with debtkid, if i think there might be a situation in which i might feel pressured to spend money, i’ll avoid the situation or having access to money.

a couple of years ago a friend of mine invited me to a landmark education forum. i’d heard about it previously, and worked for an employer that paid for all their managers to take the course so i was curious about it and this was a free session. but knowing i wasn’t seriously interested in taking a course (they are quite pricey) i purposely didn’t bring my wallet with credit card or other method of payment.

after the session one of the ‘educators’ singled me out and had quite a long conversation with me, had me in tears over supposed ‘mental blocks’ i had built up and had to take the course in order to overcome. i would have signed up right then and there because the pressure was just so great, and she’d obviously been able to manipulate my emotions. but thankfully, there was no way i could put a deposit down since i hadn’t brought my wallet. and the next day i was back to my senses and not about to get suckered into signing up.

]]> By: growthinvalue http://www.moneysmartsblog.com/saying-no-is-hard-to-do/comment-page-1/#comment-3146 growthinvalue Tue, 22 Jan 2008 23:43:07 +0000 http://www.moneysmartsblog.com/saying-no-is-hard-to-do/#comment-3146 Reminds me of the time, just after university, that a roommate of mine (and still a good friend) was trying to get started in insurance (he quickly stopped) and was trying to convince me of the benefits of a single guy like me with no dependents buying life insurance. "It's cheap," he said "and it helps build credit history, and you can actually borrow against it." All of which is true, by the way, but I just couldn't shake my initial instinct of "yes, but if I die, there's not a single person who's going to be financially vulnerable, so for me, am i not better off taking that money and saving it for when I can get it?" It went on for weeks at a slow burn and he was just never able to answer that. If it had been a pure investment like a mutual fund, or stock, or private company or real estate something or other, I may have considered it. But i just couldn't fathom how a payout for my non-existent dependants or my ability to borrow against it for myself was possibly a better option than a savings account. I think that made it easier to say no. Repeatedly. Reminds me of the time, just after university, that a roommate of mine (and still a good friend) was trying to get started in insurance (he quickly stopped) and was trying to convince me of the benefits of a single guy like me with no dependents buying life insurance. “It’s cheap,” he said “and it helps build credit history, and you can actually borrow against it.” All of which is true, by the way, but I just couldn’t shake my initial instinct of “yes, but if I die, there’s not a single person who’s going to be financially vulnerable, so for me, am i not better off taking that money and saving it for when I can get it?”

It went on for weeks at a slow burn and he was just never able to answer that.

If it had been a pure investment like a mutual fund, or stock, or private company or real estate something or other, I may have considered it. But i just couldn’t fathom how a payout for my non-existent dependants or my ability to borrow against it for myself was possibly a better option than a savings account.

I think that made it easier to say no. Repeatedly.

]]> By: quietreose http://www.moneysmartsblog.com/saying-no-is-hard-to-do/comment-page-1/#comment-3143 quietreose Tue, 22 Jan 2008 21:30:16 +0000 http://www.moneysmartsblog.com/saying-no-is-hard-to-do/#comment-3143 Great post, Mr. Cheap! It takes a lot of practice to be able to say "No!" and not feel like you are being too mean or uncaring. I think it's about being assertive and having your needs be as important as the person who is trying to sell you something. Great post, Mr. Cheap! It takes a lot of practice to be able to say “No!” and not feel like you are being too mean or uncaring. I think it’s about being assertive and having your needs be as important as the person who is trying to sell you something.

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