Money Smarts Changes

by Mr. Cheap

Mike recently hinted at some upcoming changes and got frequent commenters intrigued. In the past, it’s often take us a couple of stabs to clearly convey changes to the blog, so this is my half of the description of what’s happening.  Mike should be providing more details tomorrow.

Mike recently called me up, reminded me that when I sold him my half of the blog we’d agreed that either one of us could opt-out of the paying me $20 / post agreement we’d made, and that he wanted to bring it to an end. My reaction was actually to laugh, because I’d been planning for a while to tell him I was ready to wrap it up as well, so we were completely on the same page (the official credit for the “dump” goes to Mike, but it was a very mutual decision! 😉 ).

My understanding of Mike’s perspective, which I’m sure will be explained further in future posts and be put into effect in September, is that he’s interested in making the blog more practical, with posts that explain precisely how to do things. I certainly have a “navel gazing” element to my take of personal finance, musing about what it all means more often than detailing alternative asset allocations.

My current plans are somewhat up in the air. Part of me wants to go back to blogging on my own, with a more experimental approach (incorporate pod-casts, shorter daily posts, longer essays, instructional videos and the like). Part of me is drawn to moving to a totally different area and starting to blog on something other than personal finance. Part of me is also drawn to using my “blog writing” time to move forward on one of my book ideas. The current twice a week, close-to-1000 word blog posting has gotten somewhat stale for me, and if I’m going to keep learning I think I need to move to something new.

At a conference recently I talked to a woman who said that she feels every grad student needs something outside their studies to “feed their soul”. She said she cooks gourmet dinners for a dinner party every Sunday night and that feeds her soul (and her friends’ stomaches!). In “Better“, Atul Gawande talks about something similar when he discusses how writing makes him a better surgeon (and he recommends to every surgeon that they have another activity that they’re passionate about outside the hospital). Blogging has served that role for me for the last couple years of my PhD program, so it’s time to find a new outlet for this part of my life.

At every step of the way, Mike and I have been of almost the exact same mind about most issues (joining forces, how to run the blog, advertising policies, investing philosophies, acceptable and unacceptable behaviour on the part of commenters, and when to go our separate ways). From my end, I really couldn’t have asked for a better partnership (if I can find a woman like Mike I better marry her immediately! 😉 ).

Thanks to the Quest for Financial Security / Quest for Four Pillars / Four Pillars / Money Smarts Blog readers and commenters and the Canadian (and International) Personal Finance bloggers for the last three years, it’s been a blast! I’ve LOVED the comments and trackbacks (responses on other blogs to my posts)!!!

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{ 23 comments… read them below or add one }

1 Mike

the official credit for the “dump” goes to Mike


I hope you keep writing!

2 Mike Piper

I’ve enjoyed your posts since I started reading here (which was Four Pillars at the time), Mr. Cheap. Be sure to let us all know when you do decide what the next project is. 🙂

3 Bucksome Boomer

Please let us know where you end up. I’ve enjoyed your writing the past year I’ve subscribed to Four Pillars (now Money Smarts).

4 Mr. Cheap

Mike: 🙂

Mike’ & BB: Will do, thanks for your kind words!

5 Canadian Capitalist

Sorry to hear you are leaving. I will definitely miss your posts. Good luck with your future projects and keep us in the loop!

6 JP

Mr. Cheap it was a pleasure reading your posts. It has been one of my favourite ways to enjoy breaktime while at work. Good luck with your future endeavours and let us know where we can find you if you start up another blog.


7 Myke

Shocking news.

Best of luck in your next endeavour, and I also hope you let us know what you decide to do.

Hopefully we can still see you around as a commenter or guest poster.

8 krystalatwork

If you do start up another blog, let me know! It’s been a great few years reading your posts, and I wish you the best of luck. 🙂

9 guinness416

Real shame, can I pay you 20 bucks to send me a personalized navel-gazing blog post via email every week 😉

10 Joseph

Really enjoyed the “navel gazing” approach to blogging.
I’m really hoping you do decide to keep on blogging. Be sure to shamelessly plug your new project as well.

All the best. Also looking forward to what Mike is planning.

11 Million Dollar Journey

Best of luck Mr. Cheap!

12 Mr. Cheap

Everyone: Thanks so much for your kind words!

13 Melanie Reformed Spender

Best of luck! I’ve much enjoyed all aspects of this blog since I discovered it in 2008. If you keep blogging, I’ll definitely subscribe.

That being said, I’m also looking forward to the specifics of how to do things, because that’s what I really want to know now that I’m comfortable with most of the philosophy of investing.

14 Preet

Mr. Cheap: good luck where and whenever you end up on the blogosphere, and yes: keep us posted! You can write for me for free anytime. (I’ll show you who’s cheap…)

15 Financial Cents

Disappointing Mr. Cheap, but your points are both understandable and commendable IMO. You certainly need to do what’s best for you, to “fill that soul”.

Your posts were always enjoyable. I wish you great success in your future endeavours and tell us where we can find you if we wish to write you or visit your online site.


16 larry macdonald

Sad to hear. A bit like an old friend leaving.

17 Mr. Cheap

Melanie, Mark and Larry: Thanks so much for your comments :-).

Preet: lol.

18 Canadian Dream

Ugh, I stop reading this blog for a few days and look what happens!

I’ll miss your ‘navel gazing’ element on this blog, Mr. Cheap. Should you ever feel the need to write on something I would be happy to post a guest post by you. Best wishes on where ever you end up.

19 Mr. Cheap

Tim: Thanks very much and I’ll keep that in mind (doing guest posts)!

20 Sampson

Sad to hear you won’t be posting here anymore. Great quality, humor, controversy and always a pleasure to read. Hope you keep it up in some form in the future.

21 Kevin@InvestItWisely

Also a little sad to see you go, Mr. Cheap, good luck on wherever the winds take you next!

22 Squawkfox (Kerry)

Your new blog should be an ode to Emacs. 😐
Your navel will be missed. 🙂

23 Tom @ Canadian Finance Blog

Sorry to see you go Mr. Cheap, I’ve enjoyed reading your posts for quite awhile now!

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