New Baby and Newborn Hospital Costs

by Mike Holman

Last week we welcomed our baby daughter into the world. She is quite healthy, happy (in a screaming, crying sort of way) and cute as a button. Mom, Dad and big brother are all doing quite well except for a lack of sleep which will hopefully go away in a few years. 🙂

Hospital costs for the new baby

I decided to keep track of the costs incurred during hospital visit. Our total cost for the three night stay (c-section) was $424. Here is a breakdown:

  • Parking – $144
  • Pharmacy costs (diapers etc) – $55
  • Cafeteria – $35
  • Rooms – $150. The rooms are actually $260 per night but my employer insurance covers $210 of that so our cost was $50 per night.
  • Gas – I made a lot of trips between home and hospital so I estimate the cost at $40.

The diet

Ok, enough about the baby already – what about Mike’s diet you are undoubtedly asking? Diet went well – I managed to eat pretty healthy and avoid the junk food. It was interesting remembering the kind of items I was buying two years ago when my son was born – a lot of coffee, donuts, two bite brownies, cream soups etc. This time it was much healthier foods and I think I felt a lot better for it.


Carnival of Personal Finance #145 was hosted at Million Dollar Journey who ironically did a “Baby Education Edition”.

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{ 20 comments… read them below or add one }

1 Rachel @ Master Your Card

Reading this sort of post makes me so thankful that we have free healthcare in the UK. When I had my twins I had a massive amount of scans, and at the birth I had a consultant, a doctor, two pediatricians and three midwives. Goodness knows how much that woudl have cost! I guess I did pay 6000 for my fertility treatment but I could have just held on and crossed my fingers….

2 moneygardener

Congrats to you and your wife Mike!

3 telly

Congrats on your new addition!

4 guinness416

Congratulations Mike and family, girls rock!

5 Mr. Stupid

Parking – $144
Pharmacy – $55
Cafeteria – $35
Rooms – $150
Gas – $40

New baby: Priceless.



Congratulations on the new addition!

7 Leora

That’s fabulous, congratulations to you and your family! You must be thrilled!

8 david

Congrats! And lucky that you are in Canada – in the US it would have cost thousands!

9 Canadian Capitalist

Congratulations Mike & your family too.

10 Canadian Dream

YA! New baby. Congratulations to everyone!

So are you taking much time off?

I’m getting excited myself. My wife is due May 6.


11 FFB

Congrats and best of health to all!

12 Four Pillars

Thanks everyone.

CD – yes, I’m taking four months off.


13 growthinvalue

Our total cost for the three night stay (c-section) was $424

Parking and caf food costs are expected I guess, but I was naive enough to assume that giving birth in a hospital in this country was free — it’s raising the kid that costs a fortune.

14 Dividends4Life

Congratulations! Your life will never be the same. Hold them tight, they grow up fast. My oldest just turned 13. It seems like yesterday I was holding her in the hospital.

Best Wishes,

15 centsprout


16 nancy (aka money coach)

wonderful news! Congrats!
and second @ Mr. Stupid’s comment

17 WoolyWoman

Congratulations Mike!

18 My Dollar Plan

Congratulations! $424 is a small price to pay for such a wonderful addition to your family. Luckily we are in an HMO so the birth of my children was free!

19 Four Pillars


Madison – I think $424 was a good deal. I haven’t asked for my money back yet… 🙂

20 Brip Blap

Yay Fifth Pillar! Way to go! Always happy to hear about the new people. Hopefully I’ll be adding another one in the near future too. At the rate you Canadians are reproducing soon there will be almost as many Canadians as there are North Dakotans, right?


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